Zeneth UW Suite

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Zeneth UW Suite is AI-powered MCA underwriting software for merchant cash advance brokers, ISO shops, and commercial finance underwriting teams. Upload business bank statements and get a complete underwriting analysis in under 60 seconds: average monthly revenue, NSF count, negative days, recurring obligations, stacking risk detection, factor rate guidance, and a match against 30+ built-in lenders plus any custom lenders you configure. Key features include AI bank statement analysis using Claude AI (99%+ accuracy on standard US bank statements), Plaid bank connection with bring-your-own-credentials pricing, soft pull credit checks with no FICO impact, custom lender CSV bulk import, team accounts with shared credit pools, white-label PDF report export, and a strict zero data retention policy (bank statements are processed in memory and never stored). Pricing is pay-per-use starting at $1 per month of bank statements analyzed. New users get 5 free credits on signup with no credit card required. No monthly minimums, no contracts, no demos required. Built for independent brokers and small ISO shops (1 to 30 reps) who need professional underwriting without enterprise software costs.