Zelle is a digital payment network that enables users to send and receive money quickly and securely using their bank accounts. Launched in 2017, Zelle allows for real-time transactions between participating financial institutions in the United States, making it a convenient option for peer-to-peer payments. The service is integrated into the mobile banking apps of many major banks, allowing users to transfer funds using only an email address or mobile phone number. Zelle prioritizes user security and privacy, employing various measures to protect transactions and personal information.