VyajPay

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VyajPay is a loan-tracking app for private lenders, money lenders and finance businesses. Add a borrower and a loan (flat, reducing-balance or interest-only) and VyajPay works out the interest, dues and balance for you. See who is overdue, record payments in a tap, share PDF statements and receipts, keep borrower documents in a private locker, and send payment reminders on WhatsApp. Entries work offline and sync to the cloud. VyajPay is a record-keeping tool: it does not lend money or process payments. Free plan to start; the Pro subscription adds more borrowers and features. On Android and iOS, in English, Hindi and Gujarati.