Vodeno is a European Banking-as-a-Service provider that empowers businesses to seamlessly integrate financial services into their offerings. Leveraging a cloud-native, API-based platform, Vodeno delivers a comprehensive suite of banking solutions, including accounts, payments, lending, and investments, tailored for both retail and corporate clients. By combining cutting-edge technology with access to a full European banking license through its partnership with Aion Bank, Vodeno enables companies across various industries to offer personalized financial products directly within their customer journeys.
Key Features and Functionality:
- Embedded Banking Solutions: Facilitates the integration of financial services into existing business models, enhancing customer engagement and loyalty.
- Comprehensive Product Suite: Offers a wide range of services, including digital onboarding, account management with European IBANs, seamless lending products like cash loans and Buy Now Pay Later , cross-border payment solutions, card issuance in partnership with Mastercard, and savings and investment options.
- Cloud-Native Architecture: Utilizes a fully cloud-based platform with microservices and API-based design, ensuring scalability, resilience, and cost efficiency.
- Regulatory Compliance: Provides out-of-the-box compliance with over 500 controls, adhering to standards such as EBA, GDPR, ISO 27001, and ISO 222301, ensuring high security and regulatory adherence.
Primary Value and Solutions for Users:
Vodeno addresses the challenges businesses face in offering financial services by providing a turnkey BaaS platform that eliminates the need for extensive regulatory approvals and complex infrastructure development. This enables companies to rapidly deploy and scale financial products, unlocking new revenue streams, enhancing customer experiences, and increasing brand loyalty. By offering a modular and flexible solution, Vodeno allows businesses to tailor financial services to their specific needs, ensuring a seamless integration into their existing ecosystems.