Ultra Dispute

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UltraDispute is credit repair software that combines a client relationship management (CRM) system with an automated dispute engine. It is designed for credit repair companies, credit service organizations, and financial professionals managing high volumes of client disputes. Users can import credit reports directly from major consumer monitoring services, including IdentityIQ, SmartCredit, MyScoreIQ, and MyFreeScoreNow. The platform parses tradelines, inquiries, and personal information items across all three credit bureaus. AI-generated dispute letters are produced using a knowledge base of dispute strategies and Metro 2–aware item classification, with full letter version history maintained for audit purposes. The client management interface includes a keyboard-first dashboard that remains responsive with thousands of clients. Core capabilities include bulk operations (report refresh, status and phase changes), real-time multi-user presence, optimistic saves with conflict protection, OCR-based quick-fill for client intake from screenshots, and a compliance audit log of sensitive actions. Business and team features include role-based access with multi-tenant permissions (owner, admin, and team member scoping), document storage, client email and SMS messaging, calendar scheduling, and bring-your-own-gateway billing. Users can connect merchant accounts through NMI, Authorize.Net, or Square and remain the merchant of record. Integrations include Google SSO, GoHighLevel, and data import from platforms such as DisputeFox.