Torus is a SaaS intelligence platform for banks and fintechs to boost their profits on card transactions. We help card issuers and acquirers to pay less fees to Visa / Mastercard by better analysing their billing data and to earn more per transaction by running card-/ merchant-level profitability analysis and optimising product pricing. Awards & Recognition 🏆 MPE — Startup Innovation of the Year (Berlin ’24) 🏆 FF Awards — Data Insights Winner (London ’25) 🏆 UK FinTech Awards — Data Initiative of the Year (London ’26) 🥈 Europe FinTech Awards — Finalist 🥈 Banking Tech Awards — Finalist 🥈 British Data Awards — Finalist 📈 Sifted — #1 Fintech Startup in Lithuania & Top 5 Fastest-Growing Startups in the Baltics (2024-2025) 📊 Torus by the Numbers 5 years in the industry 33+ countries covered (incl. Japan & MENA) 98% scheme fee prediction accuracy