Budget123 is financial planning software that simplifies budgeting, forecasting, and analysis. It combines tools for economic, financial, and patrimonial assessments, with AI generating professional Word and PowerPoint reports, including automated commentary and suggestions. Features include monthly budget creation, scenario modeling, cash flow projections, variance analysis, multi-year planning, and cost/profit center analysis. It supports financial statement analysis, crisis alerts, banking risk monitoring, benchmarking, and consolidated reporting. The system integrates with major accounting platforms and imports data from Excel, CSV, and XML files. Advanced reporting tools enable pivot reports and dashboards via Excel, Power Pivot, PowerPoint, and Power BI. Multi-user functionality allows task distribution with standardized workflows, while data remains private within the deployment environment.