Stacked – Lending Portal
Stacked is a modern lending portal and origination infrastructure built for lenders managing small-business and alternative financing at scale. It replaces fragmented LOS tools, portals, and manual workflows with a single, unified system that handles application intake, document intelligence, bank analysis, submissions, and offer delivery end-to-end.
Designed for lenders, brokers, and partner-driven distribution, Stacked standardizes inbound deal flow so teams can move faster, make cleaner decisions, and fund more deals without expanding headcount.
Core Capabilities for Lenders
Unified Application Intake
Stacked provides a clean, structured business loan application with conditional logic that adapts in real time. All submissions—direct, brokered, or affiliate-driven—arrive standardized and lender-ready.
AI-Powered Banking & Document Analysis
The platform automatically classifies uploaded documents and analyzes bank statements via PDF or Plaid. Revenue trends, cash-flow signals, and coverage gaps are surfaced instantly, eliminating most manual review.
Smart Deal Routing & Submissions
Rules-based routing sends applications to the right lenders automatically. Lenders can track submissions, responses, and statuses from a single dashboard across API and email-based channels.
Offer Management & Borrower Experience
Offers are created and managed centrally, then delivered through a clean borrower portal where applicants can view, compare, and accept terms—reducing follow-ups and improving acceptance rates.
Operational Oversight & Analytics
Real-time pipeline visibility, approval metrics, and performance tracking by channel, broker, or partner give lending teams full control without spreadsheets or disconnected systems.
Why Lenders Choose Stacked
Built for origination, not just underwriting
Cleaner submissions and fewer preventable declines
Faster decisions and shorter time-to-funding
Scales across brokers, affiliates, and owned channels
Modern UX for borrowers, operational clarity for teams
Modular, usage-based pricing instead of heavy enterprise licenses
Best Fit For
SMB and alternative lenders
Lending teams replacing legacy LOS systems
Platforms managing broker or affiliate-driven volume
Organizations scaling origination without increasing ops headcount
