Seapoint is the finance platform for venture-backed startups in the UK and Ireland. Open multi-currency £ and € business accounts with local details in about 48 hours. Issue virtual cards for the team, vendors and subscriptions. Pay supplier invoices captured automatically from Gmail and Outlook, and pay payroll from an uploaded document. Every transaction is categorised by AI and synced both ways with Xero, and founders see their real cash position and runway across every connected account. Start free; paid plans from £75 a month, and pre-seed founders get the Scale plan for £100 a month. Accounts are e-money accounts provided by Modulr (Modulr FS Limited, FCA-authorised, for UK customers; Modulr Finance B.V., DNB-authorised, for EU customers); funds are safeguarded and are not covered by the FSCS or a deposit guarantee scheme. Seapoint is not a bank.
