

P&C and Reinsurance policy administration and expert underwriting systems.

Sapiens Stingray for Property & Casualty is a complete solution with quick implementation for all P&C insurance lines, providing a complete core processing solution right out of the box. Its modular software solutions are designed with flexibility in mind.

Sapiens BillingPro for Property & Casualty (formerly Adaptik Billing) is part of the Sapiens CoreSuite for Property & Casualty. It is an enterprise billing solution from the leaders in configurable, scalable P&C insurance software solutions. It features the flexibility, ease of deployment and highly configurable integrations.

ID3 is a comprehensive policy system, fully integrated with Life Portraits point-of-sale & LifeSuite automated underwriting solutions.

Sapiens IDIT is a component-based software solution suite, designed for the non-life General Insurance market.

Sapiens ClaimsPro for Property & Casualty (formerly StoneRiver Stream Claims) is a critical piece of the Sapiens CoreSuite for Property and Casualty (P&C). It is a fully integrated component that can also be deployed standalone. ClaimsPro streamlines end-to-end claims processing for all personal and commercial lines, preparing carriers to adapt to new business requirements. The solution provides full lifecycle support for handling claims for all personal and commercial lines of business, including workers’ compensation. ClaimsPro operates with configurable business rules and workflow.

Sapiens PolicyPro for Property & Casualty (formerly Adaptik Policy) is part of the Sapiens CoreSuite for Property & Casualty and is a scalable and configurable quote, submission and policy management system. PolicyPro is used by agents, underwriters and customers to quote, issue and administer policies, including integration with third-party systems. PolicyPro provides comprehensive policy lifecycle support for all P&C lines of business. It offers support for internal users, as well as agent and direct-to-consumer channels. It provides role-based processing, quick quotes and full application data capture flows, as well as configured, straight-through processing. Complete quote, issue, bind and service functionality includes “what-if?” scenario building.

Meet your very own Nearshore IT branch. Sapiens is an Agile company with over a decade of experience creating dedicated teams for our clients to leverage their delivery capabilities through IT Staff Augmentation services. Sapiens Development turns customer business ideas into top-of-the-line software solutions. Using your existing infrastructure, with no upfront investment. We create, manage, and make your nearshore IT teams successful. Business models such as Team Augmentation, Key in Hand, and BOT models. Sapiens in a glance: - Costa Rica headquarters - Offices in Texas, USA - 100+ Developers - 70 Skills available - 15 Days to get your developers

Sapiens International Corporation N.V. is a global leader of AI-centric, SaaS-based insurance software, delivering hyper-relevant experiences that are efficient, compliant, and innovative. With agile intelligence, Sapiens' solutions turn real-time data and human insight into precise action at every moment, across every risk. The Sapiens platform includes agentic workflows accelerating every capability across policy, underwriting, claims, reinsurance, decisioning, and finance and compliance. With more than 600 insurers in over 30 countries running on Sapiens, our deep industry expertise is the foundation of our long-term relationships, from initial implementation through to modernization and market transformation. Sapiens is headquartered in London, serving customers in property and casualty, life, reinsurance, specialty, and workers’ compensation from offices across North America, Europe, the Middle East, and Asia Pacific.