WealthFluent is a personalized financial decision platform for self-directed and strategic investors, delivered as subscription SaaS hosted in the cloud.
What it does
- Account aggregation: connect assets and liabilities in a read-only dashboard (bank, brokerage, retirement, loans, and more where supported).
- Financial Wellness Score: a score-based view of overall financial health alongside planning tools.
- Lifetime Wealth Planning: model goals and milestones and produce a personalized, investable benchmark from your plan, not a generic risk bucket.
- Portfolio optimization: simulate changes and use the AI Portfolio Optimizer for cross-account buy, sell, and transfer recommendations you approve, modify, or dismiss.
- Magpie: WealthFluent's AI companion connected to your accounts, liabilities, goals, and plan. Magpie answers with your share counts, dollar amounts, and allocations. Generic AI can explain a Roth; Magpie can explain yours. Magpie informs and educates. It does not advise, trade, or act on your behalf.
Who it is for
Investors who want to stay in control: whole balance sheet, lifetime plan, and portfolio action in one place, without paying a percent of assets for discretionary management.
Pricing (web)
- Essentials: about $72/year ($15/month)
- Premium: $144/year ($30/month), includes Magpie Companion and the AI Portfolio Optimizer
- Lifetime: $1,200 one-time (60-day money-back guarantee)
14-day free trial on paid plans. Available on the web and the Apple App Store. App Store billing can differ from web pricing.
Not a financial advisor
WealthFluent and Magpie do not provide personalized investment advice. Platform analytics and AI output are tools for informed decision-making, not recommendations.
Learn more: https://wealthfluent.com Magpie: https://wealthfluent.com/financial-intelligence/ Pricing: https://wealthfluent.com/pricing/
