PTO Exchange is a platform that allows employees to transform their accrued paid time off (PTO) into various assets, such as retirement funds, student loan repayments, charitable donations, or travel experiences. It aims to provide flexibility and personalization in managing employee benefits, enhancing financial wellness and work-life balance. PTO Exchange works with companies to offer this service as part of their benefits program, helping to increase employee satisfaction and retention by allowing employees to choose how they utilize their earned leave.