OneCap

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OneCap is an AI-native reconciliation platform built specifically for Indian businesses. We automate bank reconciliation, payment gateway reconciliation, GSTR-2B reconciliation and ledger reconciliation for D2C brands, fintech companies, marketplaces, and NBFCs operating on Indian payment rails. Unlike global tools like BlackLine and FloQast — built for ACH and SEPA environments — OneCap handles the reconciliation chaos unique to India: , GSTR-2B mismatches, multi-gateway settlement delays (Razorpay, PayU, Cashfree), and NEFT narration matching. Finance teams using OneCap cut month-end close from 12 days to 3. Our AI matching engine processes 100%+ auto-match rate — with exception queues, audit trails, and CA-ready reports. What OneCap reconciles: Bank statements (HDFC, ICICI, SBI, Kotak, Axis) · Payment gateways (Razorpay, PayU, Cashfree, Paytm, PhonePe) · GSTR-2B vs purchase ledger ·· Accounts receivable · Accounts payable · Intercompany reconciliation Ledger Reconciliation and other finance Operations on Reconciliations