LAQOMIRION INC., operating as NovoEx, is a Canadian FINTRAC-registered Money Services Business (MSB) providing digital financial and payment services to retail and approved business customers. NovoEx offers custodial and non-custodial digital asset wallets, fiat-to-crypto and crypto-to-fiat conversion, foreign exchange, money transfers, multi-currency wallets, virtual IBAN/payment account functionality through banking partners, and virtual card services through authorized issuing partners. NovoEx has developed its own Wallet-as-a-Service infrastructure and works with regulated banking, payment, card, OTC, and liquidity partners to support fiat and digital-asset transactions. Customers undergo KYC/KYB, sanctions and PEP screening, AML risk assessment, and ongoing transaction monitoring. Sumsub is used to support customer verification and compliance controls. NovoEx primarily serves retail customers and selected SMEs in approved jurisdictions, while excluding sanctioned jurisdictions and prohibited or high-risk activities.