
Meru is a financial app that combines a global USD and EUR account, a Visa card and crypto access in one place. It is aimed at people who get paid, send money or travel across borders, including freelancers, remote workers and families receiving remittances. Users can open an account with their national ID, get US bank account details (ACH and Wire) and a European IBAN (SEPA), and receive payments from international platforms. Meru offers a physical and virtual Visa card with in-app controls such as freezing the card, setting limits and real-time notifications. It also supports deposits and withdrawals of stablecoins such as USDC and USDT, plus access to other cryptocurrencies and DeFi. Meru uses KYC/AML identity verification. Crypto and DeFi investments carry risk. Available mainly in Latin America, with users in Europe and the United States.