Lon Operations, operating under the brand name Bread, is a financial technology company that specializes in providing flexible pay-over-time solutions for consumers. Their platform allows businesses to offer customized financing options at the point of sale, enhancing consumer purchasing power while increasing merchants' sales and conversion rates. Bread integrates directly with e-commerce platforms, ensuring a seamless shopping experience. The company's offerings are designed to make it easier for shoppers to afford larger purchases by breaking down payments into manageable periodic installments.