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Lokta Tech

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2 reviews
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Average star rating
4.5
Serving customers since
2025

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Lokta Tech Reviews

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Dhirendra P.
DP
Dhirendra P.
08/22/2026
Validated Reviewer
Review source: Organic

A serious lending core with practical, controlled AI

As a CTO, I care less about an impressive AI demonstration and more about whether the underlying lending system is dependable. Lokta gets that balance right. The core LMS provides the operational foundation we expect from a lending system, while the configuration model is detailed enough to support different products and policies. The Loan Product Studio makes configuration decisions explicit and reviewable, which is important when technology, product, operations, and risk teams need to work together. The AI is useful because it operates within the lending workflow and does not try to rewrite the core system of record. For reconciliation it has worked without creating another technical layer for users to manage.
Srinivasa Rao Y.
SY
Srinivasa Rao Y.
Deputy Vice President-Operations
08/22/2026
Validated Reviewer
Verified Current User
Review source: Organic

Deeply configurable without making everyday work complicated

What stands out for me is the balance between ease of use and configuration depth. Our business users can manage their everyday work without needing constant support from the technology team, while the administrative side gives us the controls needed for real lending operations. The Loan Product Studio is particularly useful because it brings the important product parameters together instead of spreading them across different screens and systems. We have used it for configuring our Personal Loan product line, and the level of detail is reassuring The core Loan Management System feels robust and dependable for day-to-day operations. The AI is also integrated into the workflow rather than feeling like a separate experiment. Our users can benefit from it without having to learn prompting or operate another tool.

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HQ Location:
Bangalore, IN

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What is Lokta Tech?

Lokta Tech is a technology vendor specializing in artificial intelligence solutions designed to enhance business operations and decision-making processes. The company focuses on providing advanced analytics, machine learning, and automation tools that cater to various industries. Lokta Tech aims to empower organizations by delivering innovative software solutions that streamline workflows, optimize performance, and drive data-driven insights.

Details

Year Founded
2025
Website
lokta.ai