Kaaj Technologies Inc. builds Kaaj, the underwriting OS for small business lending. Kaaj's AI helps equipment finance companies, commercial loan brokers, MCA funders, and community banks turn messy borrower packages into decision-ready credit analysis: document intake, KYB business verification, bank statement analysis, document fraud detection, financial spreading, and credit memos written in the lender's own template. Every output links back to its source document, and underwriters make the final credit decision. Kaaj works on top of the lender's existing CRM or LOS (Salesforce, Microsoft Dynamics, HubSpot, LeasePath, LTi Aspire). Founded in 2024 in San Francisco by Utsav Shah (CEO) and Shivi Sharma (President). SOC 2 Type II compliant.