ioumi

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ioumi is a contract and payment automation platform that unifies proposals, contracts, payments, and invoicing into a single workflow, reducing manual tasks and streamlining the sales process. Its Deals feature enables customized proposals with flexible payment schedules, eIDAS-compliant digital signatures, and automated invoicing. Payment Links allows quick creation of checkout links with options like subscriptions or installments. The platform supports template-based offer creation, real-time financial forecasting, and complex payment models, including milestones, manual triggers, relative triggers and recurring subscriptions. Custom branding reflects business identity, while integration options include API access, webhooks, and tools like Zapier. Team collaboration features enable multi-user access and commission tracking. Payments are processed internally, with funds distributed weekly after settlement.