Hutchins Systems provides software for preparing, validating, and submitting consumer account data in the Metro 2® credit reporting format. Its products support reporting workflows for lenders, loan servicers, auto finance businesses, and software platforms. Available options include Windows desktop software, browser-based applications, and a REST API. Depending on the product, users can enter account information manually, import CSV or Excel files, or send data from an integrated system. Features include data validation, error reporting, Metro 2 file generation, and reporting records. Cloud and API options also support scheduled batch processing and delivery to Equifax, Experian, TransUnion, and Innovis. Reporting organizations must establish the required data-furnisher relationship with each bureau.
