Humm is a financial technology company that provides Buy Now, Pay Later (BNPL) services in Australia. It allows consumers to make purchases and pay for them over time with interest-free installment plans. Humm offers flexibility with two types of payment plans: "Little Things" for smaller purchases up to $2,000, and "Big Things" for larger amounts up to $30,000. The service is designed for various retail categories, including fashion, electronics, home improvement, and healthcare. Humm caters to both consumers and retail partners by simplifying the payment process and enhancing the shopping experience.