Haitu Pay is a web-based virtual card service for advertising, software subscriptions and business purchases. Users manage payment cards, balances and transaction records in an online account, with visibility into spending and fees. Crypto funding is supported. Available card configurations differ by issuing region, currency and verification features. A Standard plan has no plan fee, while card opening, account top-ups and transactions incur fees; optional paid plans have different fee schedules. Identity verification, account eligibility, card rules and merchant acceptance apply. Haitu Pay supports making business payments and does not provide merchant payment collection.