Funding.com.au is an Australian fintech company specializing in property-backed short-term mortgages. Established in 2015, the company leverages innovative technology to streamline the lending process, offering fast and flexible financial solutions to individuals and businesses. Their services include bridging loans, business loans, and building loans, all designed to facilitate quick access to capital with minimal paperwork and rapid approvals. Additionally, Funding.com.au provides investment opportunities through its Funding Investment Trust and Funding Income Trust, allowing investors to participate in secured mortgage investments with competitive returns. By simplifying finance through innovation, Funding.com.au empowers Australians to move forward faster in their financial journeys.
Key Features and Functionality:
- Bridging Loans: Facilitate smooth transitions between property transactions with quick approvals and flexible terms.
- Business Loans: Provide capital for business expansion, equipment purchases, or cash flow management.
- Building Loans: Offer upfront drawdowns and quick approvals to ensure construction projects commence without delays.
- Investment Opportunities: Through the Funding Investment Trust and Funding Income Trust, investors can engage in secured mortgage investments with competitive returns.
Primary Value and Solutions:
Funding.com.au addresses the need for fast, flexible, and accessible financial solutions in the Australian market. By leveraging technology, the company simplifies the lending process, reducing the typical turnaround time from application to settlement to as little as three to five days. This rapid service is particularly beneficial for borrowers who require quick access to funds for property transactions, business growth, or construction projects. Additionally, the investment trusts offer investors opportunities to participate in secured mortgage investments, providing stable returns and portfolio diversification.