Fortumo is a mobile payment company that enables digital content merchants to monetize their services through direct carrier billing and mobile wallet solutions. Founded in 2007, Fortumo provides a platform that allows users to charge purchases directly to their mobile phone bill or deduct funds from their mobile wallet. This service is particularly beneficial in emerging markets where credit card penetration is low, offering seamless transactions for both digital goods and services. Fortumo partners with an extensive network of mobile operators worldwide, making its payment solutions accessible to over a billion users.