Flash Payments is Australian B2B payment infrastructure for financial institutions, fintechs, and financial advisers. We provide the rails that power modern financial services — from NPP/PayID real-time settlement and virtual accounts to cross-border payments across 30+ countries and FX liquidity across 20+ currencies. All through a single, white-label API. Our products: Flash Connect — institutional payment infrastructure for banks, PSPs, and non-bank financial institutions. Direct NPP/Osko access, virtual account provisioning, AUD collections and distributions, and a GraphQL-first API. Flash Manage — FX and cross-border payment platform for financial advisers and wealth managers, enabling institutional-rate execution on behalf of HNW clients. Founded in 2015. Headquartered in Sydney, Australia. ASIC licensed (AFSL 480834) · AUSTRAC registered · ISO 27001:2022 certified · AusPayNet Tier-2 non-ADI member · RippleNet partner