FactorFox Software

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FactorFox is an AI Native operating system built for factoring and specialty finance companies. It runs the entire working cycle in one place: client and debtor onboarding, credit review, invoice submission and certification, advances and reserves, cash application, collections, fee calculation, and reporting. The AI does the work operators used to do by hand. It reads factoring agreements, invoices, and supporting documents, extracts the terms, and posts them where they belong. Underwriting runs continuously, so exposure, concentration, and debtor payment behavior are monitored as they move instead of at month end. Every conclusion carries its evidence, so a funding decision traces back to the document behind it. FactorFox is model agnostic, integrates with leading accounting platforms, and operates within the covenants a lender's bank requires. It has served the factoring industry for more than 25 years, across North America, Latin America, Europe, Australia, and South Africa.