The biggest thing for me was that they were genuinely startup-friendly. I spoke to pretty much every open banking provider in Europe, and Enable Banking was the only one that felt realistic for an early-stage company. They were flexible on ramp-up pricing and contract duration, which matters a lot when you are still testing a product and do not want to commit to a big enterprise-style contract. I also liked how simple the product felt. The documentation was really good, so I did not get stuck there. They also have a useful option where you can connect your own bank account to see the exact data structure you would get. That made testing and figuring out the implementation much easier. The customer service was also great. It really felt like they wanted to help smaller companies build something, rather than only focusing on larger customers.

The best part is that it runs in the background once it is set up. Payments come in, get linked to the right invoices, and we do not have to chase every transfer manually. It feels dependable in daily use and fits naturally into how we already work.

I use Enable Banking to keep control over our accounts across multiple banks. It’s delivered a reliable way to connect to European banks. The service helps with bank connectivity to our ERP, solving the issue of fragmented access to financial data across different banks by consolidating connectivity into a single API. I appreciate how they handle PSD2 and regulatory layers as a managed infrastructure, allowing us to stay compliant without dealing with that complexity in-house. Their approach to collaboration stands out, with their team helping us from setting up to managing day-to-day questions, making the whole process smoother.