EFILOS TECHNOLOGIES, Inc. builds SCREDIT, the credit operating system for B2B finance teams. SCREDIT brings credit applications, financial statement analysis, credit bureau data and credit policy into one decision, then carries it through credit limits, receivables, collections and disputes on the same customer file. EFILOS serves credit and AR teams at manufacturers, distributors and construction suppliers handling 50 or more credit applications a month. The platform integrates with SAP, NetSuite, Microsoft Dynamics 365 and QuickBooks Online, and with commercial credit bureaus including Experian, Equifax, TransUnion and D&B.