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Efficient Capital Labs

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Serving customers since
2022

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HQ Location:
New York City, US

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What is Efficient Capital Labs?

Efficient Capital Labs (ECL) helps SaaS and AI founders scale smarter — with non-dilutive capital that moves as fast as you do. We provide flexible, revenue-based financing for cross-border startups earning in the U.S. and operating globally. Whether you're between rounds, accelerating GTM, or expanding into new markets, we help you access up to $2.5M in capital without giving up equity, control, or speed. Why Founders Choose ECL: ✅ Fast, flexible funding — approvals in 48–72 hours ✅ No dilution, no board seats, no drama ✅ Built for global SaaS and AI founders scaling across the U.S., India, and Southeast Asia ✅ Founder-first support with capital advisors who get your business ✅ 75%+ return for more capital — because the experience actually works We’re not just a lender. We’re your growth ally — helping you build a smarter capital stack without slowing down or giving up what you’ve built.

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Year Founded
2022