In order for us to make a decision about lending money, its crucial for us to know if the cx is going to be able to afford the loan, pay it back on time, pay it properly or not. we use decision logic to make that decision. It helps us know if the cx is a good debt payer with other lenders in order for us to decide. It helps us see the AVERAGE BALANCE that a cx is left with after all expenses to decide if they can afford the installments. ENDING DAY BALANCES, if the cx is responsible spender or not. Monthly average of DEBTS, CREDITS, AVERAGE BALANCE, are very help full in out decision making It is very easy to use, cx who have online banking can simply click the link, get connected to their bank and log in. In our line of business, lending, Decision logic is used every single interaction we have with our clients. We have it integrated with Outlook, Panda Loan management system, and Webmail