Covenant Desk Lending

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Covenant Desk Lending is a management portal that centralizes borrower records and loan data into a unified database. It provides credit, operations, and management staff with a single interface to access borrower information, assess exposure, and respond to repayment signals. Features include global search by ID, name, loan number, or phone, and a Customer 360 profile combining application data, credit references, loan history, and repayment records. Role-based access controls enable administrators to configure permissions by company scope and module. The dashboard displays repayment summaries, overdue indicators, and filters. The platform supports English and Traditional Chinese, integrates with existing lending systems, and includes an AI assistant for database lookups and risk ranking. An administrative suite manages users, audit logs, sync history, and reporting.