Cosmo is a purpose-built loyalty infrastructure platform that connects financial institutions to a global and scalable network of leading loyalty programs across airlines, hotels, and retailers. Through a single API, Cosmo empowers banks, fintechs, and card issuers to issue and exchange points across multiple partners, enabling real-time exchanges, co-branding, and multi-brand card programs—unlocking a new standard for loyalty connectivity. The platform combines patent-pending Multibrand technology with a centralized dashboard to manage partnerships, campaigns, and performance. Founded in 2023 and based in Dubai, Cosmo is expanding globally to make rewards work for every individual and every lifestyle.