The dynamic AI co-worker that resolves late payments in your debtors ledger. Your late payments, resolved and received in full. Built with finance professionals from 83 real AR failure patterns and validated by 40 CFOs, Collects IO is ready to recover your time and money. Get free diagnostics within minutes, in read-only. Switch on when ready and after you’ve viewed the evidence and savings. Embedded in Xero, Collects identifies and resolves the reasons invoices are late, going far beyond any other AR software. It detects, prioritises, resolves and escalates while you remain in control with override capabilities at every step, plus a full audit trail. The result? Your invoices settled and cash in your bank.