Contivo

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Contivo is a Polish cloud accounting system built AI-native: artificial intelligence is the execution layer, not a chat bolted onto a legacy product. It reads invoices, builds complete journal entries, reconciles bank statements and fills in tax forms. Nine modules run on one database - bookkeeping and tax filings, sales, purchases, cash and bank, HR and payroll, inventory, fixed assets, AI tools and a client portal - with no per-module fees. Accounting firms manage every client company under a single login. Contivo covers Polish statutory requirements: full books, simplified ledger (KPiR), lump-sum tax, KSeF e-invoicing, JPK_V7 files, e-Deklaracje and social security (ZUS). Runs in the browser, 30-day free trial.