

CarePay is a healthcare-focused financial platform that enables clinics, hospitals and other healthcare providers to offer patient financing and EMI (equated monthly installment) options at the point of care. Key capabilities include QR-based patient application, real-time/instant credit approvals, EMI tenures (typically 3–18 months), payouts and integration with registered financial institution/NBFC partners for disbursement and recovery. The platform also aims to increase clinic discoverability, boost patient conversion and streamline operations by digitising onboarding and credit approvals. CarePay is targeted at healthcare providers across India (clinics, hospitals, diagnostic centres) who want to offer flexible payment options to patients and improve revenue and operational efficiency.

Lumen AI is an AI-powered lead enrichment and prioritisation platform that helps businesses identify, understand, and act on their highest-intent leads. Using just basic lead information such as name and phone number, Lumen analyses 30+ data points across demographics, financial profile, assets, behavioural signals, and purchase intent to build a richer profile of every prospect. This enables sales and marketing teams to prioritise the right leads, personalise conversations, improve lead-to-conversion rates, and make their acquisition spends more efficient.
CarePay is a healthcare financing platform that connects patients with flexible payment options for their medical treatments. We partner with clinics and medical practitioners across various specialties, providing a seamless and transparent payment experience. Our mission is to make healthcare accessible and affordable for everyone, while empowering medical professionals to focus on providing quality care. With CarePay, patients can easily find suitable financing options and manage their medical expenses, while clinics and practitioners benefit from streamlined billing processes and improved cash flow. We are dedicated to revolutionizing the healthcare industry by bridging the gap between patients, clinicians, and insurance providers.