



Ask Fetch is a Florida-focused comparative rater built on real carrier APIs (not bots), returning a ranked, apples-to-apples home-insurance lineup across DP1, DP3, HO3, HO5, and HO8 in about seven seconds from a handful of consumer-answerable inputs. Its AI underwriting assistant, Ellie, answers carrier appetite and eligibility questions from a daily-updated guideline library, so agents know who will write a risk before they quote. Fetch also includes a branded consumer quote link (EOS), an email-to-quote virtual assistant (Ellie VA), and an MCP connector that puts quoting and underwriting inside the agent's own AI (Claude, ChatGPT). Built by a third-generation independent agent; month to month, no contract.