---
title: ZayZoon Reviews
meta_title: 'ZayZoon Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 222 reviews by the users' company size, role or industry
  to find out how ZayZoon works for a business like yours.
aggregate_rating:
  rating_value: 4.6
  review_count: 222
  scale: '5'
date_modified: '2026-08-13'
parent_category:
  name: HR
  url: https://www.g2.com/categories/hr
---


# ZayZoon Reviews
**Vendor:** ZayZoon  
**Category:** [Financial Wellness Software](https://www.g2.com/categories/financial-wellness)  
**Average Rating:** 4.6/5.0  
**Total Reviews:** 222
## About ZayZoon
ZayZoon is the financial empowerment platform for SMBs. With ZayZoon, payday finally comes with the push of a button. It’s free for employers and takes only 30 minutes to implement. Employees can use ZayZoon to get paid whenever, however. The platform also offers educational resources and tools to help workers break the paycheck-to-paycheck cycle. And it works. 89% of employees who use ZayZoon report less financial stress and employers who offer ZayZoon boast a 29% reduction in turnover.



## ZayZoon Pros & Cons
**What users like:**

- Users find ZayZoon to be **very user friendly** , making it easy to access earned wages conveniently. (15 reviews)
- Users appreciate the **seamless early payment access** of ZayZoon, benefiting from easy and straightforward wage advances. (10 reviews)
- Users value the **freedom for employees to manage paychecks** , enhancing team motivation and easing payroll management. (9 reviews)
- Users find ZayZoon **user-friendly and reliable** , making it a valuable resource for employees needing extra help. (7 reviews)
- Users value the **easy access to earned wages** with ZayZoon, making financial relief simple and efficient for employees. (6 reviews)
- Users value the **responsive customer support** of ZayZoon, ensuring quick assistance for employee advance issues. (6 reviews)
- Users highlight the **easy access** ZayZoon provides to their earnings, enhancing employee convenience and financial flexibility. (5 reviews)
- Users commend ZayZoon for providing **financial stability and access to earned wages** , enhancing employee satisfaction and productivity. (5 reviews)
- Setup Ease (5 reviews)
- Cost-Free (4 reviews)

**What users dislike:**

- Users experience **poor customer support** , often facing delays and difficulties in getting timely assistance and solutions. (4 reviews)
- Users face **payroll issues** with ZayZoon due to lack of visibility, delayed reports, and limited support access. (3 reviews)
- Users face **access issues** with ZayZoon, including limited fund withdrawals and fees that accumulate over time. (2 reviews)
- Users feel frustrated by **miscommunication** regarding promises and selective review approvals impacting trust in ZayZoon. (2 reviews)
- Users face **deduction issues** with ZayZoon, leading to complications during employee terminations and affecting necessary deductions. (1 reviews)
- Employee Management Issues (1 reviews)
- High Fees (1 reviews)
- Login Issues (1 reviews)
- Poor App Usability (1 reviews)
- Report Issues (1 reviews)

## ZayZoon Reviews
  ### 1. ZayZoon has been easy to work with and integrates well with our payroll system.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.)

**Reviewed Date:** April 22, 2024

**What do you like best about ZayZoon?**

ZayZoon has been easy to work with and integrates well with our payroll system. I don't have to update our employee census and any deductions come right out of payroll. Our last system was more manual and there were occasions where deductions were not processed in payroll. Customer Support has been easy and responsive.

**What do you dislike about ZayZoon?**

I have not encountered or heard of any issues.

**What problems is ZayZoon solving and how is that benefiting you?**

ZayZoon helps our caregivers receive their wages quickly. We have two employees who rely on this service consistently.

  ### 2. Great for employees

**Rating:** 5.0/5.0 stars

**Reviewed by:** Eli C. | COO, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 11, 2023

**What do you like best about ZayZoon?**

There are lots of ways for employees to access their funds before payday without a fee. The gift cards that add a percentage to what you buy are especially enticing for our employees.

**What do you dislike about ZayZoon?**

There are several steps to go through to get set up. And then using the redeemed gift cards sometimes requires another app and setting up a PIN, etc. It isn't one and done, but it does work.

**What problems is ZayZoon solving and how is that benefiting you?**

We don't have to worry about employees asking to get paid early. We don't take on any risk that they won't work and we'll lose out on the money. We don't have to enter any data for tracking. ZayZoon takes care of all of it and integrates directly with our payroll. NO cost to us, NO added work for us. BENEFIT to employees. I wish everything worked like this.

  ### 3. Great employee perk, still seems a little new...

**Rating:** 3.5/5.0 stars

**Reviewed by:** Rianna P. | Mid-Market (51-1000 emp.)

**Reviewed Date:** January 04, 2024

**What do you like best about ZayZoon?**

I love being able to offer this perk to my employees, especially because our pay period is 2 weeks and sometimes they just can't wait. The incentive to purchase the gift cards is pretty cool, too. I also like how hands off it is for the employer after setup.

**What do you dislike about ZayZoon?**

The setup for more than one location was a bit difficult. Also, they still seem new- a lot of mistakes in business names, etc. during initial communications. Now that it is done, it seems to be okay.

**What problems is ZayZoon solving and how is that benefiting you?**

Access to money in between pay days.

  ### 4. We would highly recommend ZayZoon!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.)

**Reviewed Date:** February 05, 2024

**What do you like best about ZayZoon?**

From an employer/payroll perspective, it is very hands-off and automated, which is great for a busy payroll department! It also has been user friendly for our employees, and everyone loves the gift card option!

**What do you dislike about ZayZoon?**

We have not found anything to dislike about ZayZoon!

**What problems is ZayZoon solving and how is that benefiting you?**

It is helping our employees have faster access to their earned wages. Our current pay cycle is every two weeks, which can be problematic for some employees who need their money for bills sooner.

  ### 5. Excellent Service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Michael J. | Mid-Market (51-1000 emp.)

**Reviewed Date:** April 09, 2024

**What do you like best about ZayZoon?**

The implementation was easy and efficient. Once implemented, the employer has very little to do other than market the product.

**What do you dislike about ZayZoon?**

At this point, we have nothing negative to add.

**What problems is ZayZoon solving and how is that benefiting you?**

This benefit has assisted our organization with diminishing wage garnishment arrangements.

  ### 6. What a great program!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Catherine R. | Office Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 30, 2023

**What do you like best about ZayZoon?**

We used to have an issue with employees requesting advances and the challenges that came with that process. We changed payroll systems and ZayZoon was offered. It has been really well received by admin and employees alike. People do not need to get approval from managers so there is a discreet nature about it. It gets pulled from the next paycheck with no interest. I am certain it has helped many employees in their times of need. Any company could benefit from using ZayZoon!

**What do you dislike about ZayZoon?**

I like the protections built in so that people cannot withdraw too much. I do wish we could get more than $200 a day when more is needed and there is a large enough approved amount.

**What problems is ZayZoon solving and how is that benefiting you?**

We have a way for employees to get much needed short term assistance without having to use payday loans or other predatory services. We do not have to worry about requests for advances and administering those.

  ### 7. The ease of accessing my pay early has been an amazing experience!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Package/Freight Delivery | Mid-Market (51-1000 emp.)

**Reviewed Date:** January 23, 2024

**What do you like best about ZayZoon?**

Just being able to access my pay early in emergency situations has been super helpful. I recommend everyone on our team to use ZayZoon.

**What do you dislike about ZayZoon?**

We are paid weekly, but when we access our funds early, the money is paid back to ZayZoon bi-weekly.

**What problems is ZayZoon solving and how is that benefiting you?**

I needed to get a new tire for my vehicle and accessed my pay early so I could have it fixed immediately instead of waiting until Friday.

  ### 8. Great for Employees

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Hospitality | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 07, 2024

**What do you like best about ZayZoon?**

Employees can get advances and we, as the company, do not have to do anything it is handled.  It is very easy for them to use and they have a customer support number if they need help.

**What do you dislike about ZayZoon?**

So far I do not have anything to dislike.

**What problems is ZayZoon solving and how is that benefiting you?**

Nothing to report on problems at the moment.

  ### 9. ZayZoon Review from IEC

**Rating:** 4.5/5.0 stars

**Reviewed by:** Taylor  R. | HR Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** November 14, 2023

**What do you like best about ZayZoon?**

I love the ability for employees to access their earned wages early. It's so simple and automatic on the payroll side as well.

**What do you dislike about ZayZoon?**

I don't like how you can only access $200 at a time max per day.

**What problems is ZayZoon solving and how is that benefiting you?**

Employees requesting loans for when they're having financial issue. This gives us a safe-harbor way for employees to do this in a way.

  ### 10. Easy and simple to use for employee and employer

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Medical Practice | Small-Business (50 or fewer emp.)

**Reviewed Date:** June 17, 2024

**What do you like best about ZayZoon?**

It's hands off for the employer and easy to use for the employee

**What do you dislike about ZayZoon?**

Asking me to be more involved that needed

**What problems is ZayZoon solving and how is that benefiting you?**

Allows employees access to paychecks sooner

  ### 11. Easy to set up and use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Tonya M. | Mid-Market (51-1000 emp.)

**Reviewed Date:** February 19, 2024

**What do you like best about ZayZoon?**

This was super easy to set up. My team loves it as an option, and they love it too. 
We are very happy with ZayZoon.

**What do you dislike about ZayZoon?**

Nothing yet! Everyone had been very friendly and helpful.

**What problems is ZayZoon solving and how is that benefiting you?**

Giving my team an option for early pay amd managing it for me.

  ### 12. Aministrator/HR

**Rating:** 4.5/5.0 stars

**Reviewed by:** Human Resource Manager Inbox, A. | Mid-Market (51-1000 emp.)

**Reviewed Date:** February 19, 2024

**What do you like best about ZayZoon?**

I love that I know longer need to administer and track advances

**What do you dislike about ZayZoon?**

I have not experienced any downsides yet

**What problems is ZayZoon solving and how is that benefiting you?**

It is allowing employees to access their earned wages without needing to disclose their need. This is huge and has helped a surprising number of people.

  ### 13. Great benefit for employees

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Health, Wellness and Fitness | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 28, 2024

**What do you like best about ZayZoon?**

Our employees have been using this since day 1! Very helpful and much less expensive than a payday loan.

**What do you dislike about ZayZoon?**

Nothing! Everything has been great so far.

**What problems is ZayZoon solving and how is that benefiting you?**

Helping employees access wages for emergencies.

  ### 14. HR Director

**Rating:** 5.0/5.0 stars

**Reviewed by:** Gabrielle A. | Human Resources Director, Mid-Market (51-1000 emp.)

**Reviewed Date:** March 06, 2024

**What do you like best about ZayZoon?**

The ease of use for my team members to access their earnings.

**What do you dislike about ZayZoon?**

So far there is nothing I dislike about the system.

**What problems is ZayZoon solving and how is that benefiting you?**

Efficiency for my team members to access their earnings .

  ### 15. Fantastic Benefit!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Stephanie F. | Director of People and Culture, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 31, 2023

**What do you like best about ZayZoon?**

ZayZoon is extremely easy to use, and you can instantly access the cash you've already earned. We added this as an employee benefit for our staff; they have nothing but wonderful things to say. Having access to money, they've already earned in a time they may need it is beneficial. Not only do they have access, but it's also utterly seamless on the employer's end.

**What do you dislike about ZayZoon?**

I have not heard our staff say anything negative about the platform. Processing payroll is still as simple as before adding the benefit, which requires no extra steps on our end.

**What problems is ZayZoon solving and how is that benefiting you?**

In today's economy, for hourly and salary staff to access cash already earned instantly assists with financial wellness for our employees and unnecessary stress during times of need.

  ### 16. Great solution for employees' desire for faster payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Cheryl L. | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 17, 2023

**What do you like best about ZayZoon?**

We were new  to ZayZoon, Erica was extremely responsive to all of our questions and helped get everthing working seamlessly very quickly!

**What do you dislike about ZayZoon?**

I would like to have more access to a dashboard with what is actually being requested and distributed - and the issues as they arise.

**What problems is ZayZoon solving and how is that benefiting you?**

We pay semi-monthly and many of our employees want weekly or faster payments.  This product is an excellent solution!

  ### 17. ZayZoon: Empowering Financial Freedom and Convenience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Edgar O. | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 30, 2023

**What do you like best about ZayZoon?**

Convenience and Accessibility: Users often highlight the convenience and accessibility of ZayZoon's platform. The ability to access earned wages through a mobile app or online portal makes it easy for employees to request funds whenever and wherever they need them.

**What do you dislike about ZayZoon?**

Possible Fee Considerations: While ZayZoon communicates its fee structure transparently, some users may still find the associated fees to be a concern. It's important for users to carefully evaluate the fees and consider whether the benefits of accessing earned wages early outweigh the costs.

**What problems is ZayZoon solving and how is that benefiting you?**

ZayZoon is solving several problems in the realm of personal finance, and its solutions bring various benefits to users. Here are some key problems that ZayZoon addresses and the corresponding benefits:

Financial Stress and Cash Flow Challenges: ZayZoon helps alleviate financial stress by providing employees with the option to access a portion of their earned wages before payday. This addresses immediate cash flow challenges, such as unexpected expenses or bills, allowing individuals to handle financial emergencies more effectively.

Dependence on High-Interest Loans: By offering early access to earned wages, ZayZoon helps individuals avoid resorting to high-interest loans, such as payday loans or credit cards, to cover short-term financial needs. This helps users save money on interest charges and potentially break the cycle of debt associated with these types of loans.

Limited Access to Traditional Financial Services: ZayZoon provides a valuable solution for individuals who may have limited access to traditional financial services or face challenges in obtaining credit due to various reasons. By granting access to earned wages, ZayZoon offers a reliable and inclusive financial tool that promotes financial well-being for a broader range of individuals.

Financial Planning and Budgeting: ZayZoon encourages responsible financial practices by limiting the amount employees can access and transparently communicating associated fees. This promotes better financial planning and budgeting as individuals can have a clearer understanding of their available funds and make more informed decisions about their expenses.

Employee Satisfaction and Retention: By offering ZayZoon as a benefit, employers can enhance employee satisfaction and retention. Providing employees with the option to access earned wages in advance demonstrates a commitment to their financial well-being, which can foster a positive work environment, boost morale, and increase loyalty among employees.

Overall, ZayZoon's solutions contribute to reducing financial stress, improving cash flow management, and promoting responsible financial habits. These benefits translate into increased financial stability, reduced reliance on high-interest loans, and improved overall well-being for individuals and organizations alike.

  ### 18. Nice to access earned funds before payday!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Market Research | Mid-Market (51-1000 emp.)

**Reviewed Date:** February 13, 2024

**What do you like best about ZayZoon?**

Not a loan so no crazy interest rates, quick, easy

**What do you dislike about ZayZoon?**

There isn't anything I do not like about the benefit

**What problems is ZayZoon solving and how is that benefiting you?**

No more coming up short in between pay days.

  ### 19. Very convenient

**Rating:** 5.0/5.0 stars

**Reviewed by:** Gina L. | Small-Business (50 or fewer emp.)

**Reviewed Date:** December 12, 2023

**What do you like best about ZayZoon?**

Easy to use and fast. Also like the different pay out options.

**What do you dislike about ZayZoon?**

A lot of varying factors that can go into not being able to take out an advance. Use of different pay codes from timecards would be nice.

**What problems is ZayZoon solving and how is that benefiting you?**

Allowing employees to take an advance from their paycheck in a more professional and proper way. 
Was tracking advances manually before.

  ### 20. Instant Pay

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Hospital & Health Care | Small-Business (50 or fewer emp.)

**Reviewed Date:** January 08, 2024

**What do you like best about ZayZoon?**

Low income employees appreciate the service

**What do you dislike about ZayZoon?**

Did not help with training employees. Just provided a basic slideshow

**What problems is ZayZoon solving and how is that benefiting you?**

Helps provide earned wages. Does not really benefit us as a company. Does not attract new employees, but some think its a good benefit

  ### 21. Executive Director

**Rating:** 5.0/5.0 stars

**Reviewed by:** Laura B. | Mid-Market (51-1000 emp.)

**Reviewed Date:** December 06, 2023

**What do you like best about ZayZoon?**

That it opens up the ability for employees to recieve the help they need when they are running short on the week.

**What do you dislike about ZayZoon?**

That sometimes this idea is a slippery slope for employees.

**What problems is ZayZoon solving and how is that benefiting you?**

Employees that are short on the week by 20-30 dollars that need that for gas to get by till payday.

  ### 22. Highly recommended

**Rating:** 5.0/5.0 stars

**Reviewed by:** JESSICA F. | Mid-Market (51-1000 emp.)

**Reviewed Date:** January 03, 2024

**What do you like best about ZayZoon?**

Very user friendly!  We have received great feedback and highly utilized by our employees.

**What do you dislike about ZayZoon?**

I enjoy everything about ZayZoon.  I have no compliants at all.

**What problems is ZayZoon solving and how is that benefiting you?**

Help to eliminate the stress of finances prior to payday.

  ### 23. New Zoom Customer

**Rating:** 4.5/5.0 stars

**Reviewed by:** Michelle S. | Mid-Market (51-1000 emp.)

**Reviewed Date:** October 12, 2023

**What do you like best about ZayZoon?**

transparent to employer, helps employees better  manage finances , easy to sign up and use

**What do you dislike about ZayZoon?**

Some employees having trouble signing up for an account

**What problems is ZayZoon solving and how is that benefiting you?**

We no longer need to pay out emergency draws, less work for payroll input

  ### 24. End user friendly, on-demand pay service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Katy C. | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 31, 2023

**What do you like best about ZayZoon?**

We decided to rollout ZayZoon as a service to our employees recognizng the need for on-demand pay. The ease and use of the technology makes ZayZoon a self-sufficient service without the organization/HR being involved. ZayZoon gives access to on-demand pay that employees may need for expenses and budgeting due to unexpected bills, etc. employees are provided information regarding ZayZoon at their new hire orientation and decide if snd when to utilize the service/technology. It has been a great addition to our employee benefit and perks menu!

**What do you dislike about ZayZoon?**

I don't have anything negative or feedback to give here. We have not had a need to contact ZayZoon since implementation (over a year ago).

**What problems is ZayZoon solving and how is that benefiting you?**

ZayZoon is helping bridge the gap between pay day (bi-weekly) to our employees and helping to ease anf financial struggles they may be facing.

  ### 25. Excellent customer service and easy implementation.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 21, 2023

**What do you like best about ZayZoon?**

The service response for our business has been excellent, timely, and informative. The Zayzoon App is easy to install and even easier to use.  Great perks, too!

**What do you dislike about ZayZoon?**

Although the response to our business questions is quick, the 24 hour Chat bubble for our clients isn't really 24/7 as advertised.   There are wait times of up to 24 hours.

**What problems is ZayZoon solving and how is that benefiting you?**

Early partial payouts for clients, which allows them access to funds before the bi-weekly pay hits their account.

  ### 26. Easy to implement, employees love it!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Brenda P. | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 26, 2023

**What do you like best about ZayZoon?**

It is another benefit I can use to attract and keep employees.

**What do you dislike about ZayZoon?**

Nothing-everything has gone well, it is easy to use

**What problems is ZayZoon solving and how is that benefiting you?**

Employees calling out because they do not have money for gas

  ### 27. An excellent option

**Rating:** 4.0/5.0 stars

**Reviewed by:** Tom H. | Mid-Market (51-1000 emp.)

**Reviewed Date:** March 08, 2023

**What do you like best about ZayZoon?**

I like that this option provides an alternative to banking Direct Deposit for those who choose to keep this separate from their employer; but, also the inexpensive advance option. Given my industry and demographics, it is common for some to need advances from time to time, and this is an ethical option for them to save big money.

**What do you dislike about ZayZoon?**

The debit card is an ALL or NOTHING option for receiving your pay, instead of divvying up your allocations.

**What problems is ZayZoon solving and how is that benefiting you?**

Employees without direct deposit, and grief about our Semimonthly pay cycle.

  ### 28. Great benefit

**Rating:** 5.0/5.0 stars

**Reviewed by:** Amy M. | HR Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 29, 2023

**What do you like best about ZayZoon?**

Allows our employees to access wages without any cost to the company. Our leadership team was skeptical about implementing, partly because EWA was a foreign concept to them and it seemed too good to be true, but now they are glad that we have this offering to our employee base.

**What do you dislike about ZayZoon?**

Set up on the employee end is a bit cumbersome. I often have employees answer questions wrong, like the question who is your 3rd part payroll provider, and then they can't get back to start over.

**What problems is ZayZoon solving and how is that benefiting you?**

New hire retention has increased with the use of ZayZoon! Our long-term employees have expressed relief at having a safety net of EWA available.

  ### 29. A great incentive for our employees!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Eilene A. | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 31, 2023

**What do you like best about ZayZoon?**

Easy for our employees to use, and provides financial relief before payday. Our associates love the new perk and have been utilizing the program. The extra boost for gift cards is a huge seller, and receiving emergency funds before paycheck has benefited our employees.

**What do you dislike about ZayZoon?**

Nothing at all. It's a fantastic incentive.

**What problems is ZayZoon solving and how is that benefiting you?**

Employees can access the funds within minutes of request. In addition, the transaction fee is reasonable. The perk has helped employees avoid going to payday loans and paying ridiculous interest fees.

  ### 30. Zayzoon-easy for employer and staff

**Rating:** 5.0/5.0 stars

**Reviewed by:** Mary D. | Enterprise (> 1000 emp.)

**Reviewed Date:** May 31, 2023

**What do you like best about ZayZoon?**

Zayzoon was the easiest program we have ever implemented, for both employee and employer.  There is virtually no work for us beyond a 20 minute initial setup.  Employees have access to funds from their paycheck whenever they need them.

**What do you dislike about ZayZoon?**

The downside is that staff become dependent on advances.

**What problems is ZayZoon solving and how is that benefiting you?**

Staff were requesting weekly paydays, which is too labor intensive for our streamlined operations.  Competing employers are offering same-day pay so it was hard to vie for employees without zayzoon.

  ### 31. Seamless Experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Hannah C. | Mid-Market (51-1000 emp.)

**Reviewed Date:** March 21, 2023

**What do you like best about ZayZoon?**

From when we started looking into ZayZoon, it seemed like a very simple process. After Adam showed us the demo, it seemed even more simple and effective.
From day 1 of implementation, it has been a seamless process. I am so happy that we get to offer this type of benefit to our employees. I think that it will reduce stress for a lot of them and it seems like the trend on sign-up is still going upward.

**What do you dislike about ZayZoon?**

At this point in time, I have yet to find any downsides to this program. It reports well on our pay statements, accounting has had no issues with it on their end, and it seems to be helping reduce stress on our employees. All good things.

**What problems is ZayZoon solving and how is that benefiting you?**

It is helping solve the issue of receiving pay advancement requests from a lot of employees. Unfortunately, we have never offered such a thing and don't plan on changing out payroll system to do so. ZayZoon has filled this gap for us and given me relief while running payroll.

  ### 32. Very Easy

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Hospital & Health Care | Small-Business (50 or fewer emp.)

**Reviewed Date:** December 18, 2023

**What do you like best about ZayZoon?**

My employees do not come to me for advances anymore. We direct thm to ZayZoon and they take care of it from there.

**What do you dislike about ZayZoon?**

So far everything has been very good with ZayZoon.

**What problems is ZayZoon solving and how is that benefiting you?**

My employees do not come to us foa advances anymore. We dirct them to ZayZoon and they take care of it.

  ### 33. Employees Like Early Wage Access

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Logistics and Supply Chain | Small-Business (50 or fewer emp.)

**Reviewed Date:** August 30, 2023

**What do you like best about ZayZoon?**

Easy for company to set up, seamleass payroll data sync, requires minimum oversight, and easy for employees to understand and use.  We haven't used another early wage access platform.

**What do you dislike about ZayZoon?**

I have not encountered any negatives with the implementation or employee use.

**What problems is ZayZoon solving and how is that benefiting you?**

Employees are able to access wages when they want and their payroll is automatically adjusted.  Employee's ability to access wages early does not cost the company additional money.

  ### 34. Great company benefit for employees

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** December 05, 2023

**What do you like best about ZayZoon?**

We had an employee advance program that employees used but since we hopped on the Zayzoon train there has been alot less work on our end. We have been suprised how may employees have actually used this service.

**What do you dislike about ZayZoon?**

There isn't anything we dislike so far..

**What problems is ZayZoon solving and how is that benefiting you?**

Helps with less work on the Payroll side.

  ### 35. Ease of Use!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Alexis A. | Mid-Market (51-1000 emp.)

**Reviewed Date:** April 11, 2023

**What do you like best about ZayZoon?**

The ease of use for our employees! Our employees can take their payouts in multiple ways, and that is one thing that makes ZayZoon great for them. It doesn't just have to be cash; they can also get gift cards. And bonus, the extra money for the gift cards!

**What do you dislike about ZayZoon?**

Nothing! Everything so far has been great. We had a very bad past experience with another company and within 30 days, ZayZoon has completely surpassed our expectations!

**What problems is ZayZoon solving and how is that benefiting you?**

We believe that ZayZoon is making things easier for our employees! We have found that retention is higher and our employees are happier having a product that they can use like ZayZoon!

  ### 36. Makes a quality benefit to be a desired employer

**Rating:** 3.5/5.0 stars

**Reviewed by:** Verified User in Mental Health Care | Mid-Market (51-1000 emp.)

**Reviewed Date:** July 20, 2022

**What do you like best about ZayZoon?**

My agency decided to try ZayZoon as a way to offer on-demand wages to our employees and to be an attractive employer, as well as help retain our current employees.It's very easy to set up on the employer end, and my employees didn't seem to have problems with it, either.

**What do you dislike about ZayZoon?**

I'm not crazy about the ZayZoon name itself. I don't enjoy saying it and it doesn't sound like a serious product. I know that tech companies like to sound unique but the name just doesn't sound serious to me.

**What problems is ZayZoon solving and how is that benefiting you?**

Providing a free-to-the-employer benefit was a no brainer for us in these times in which hiring is so difficult.

  ### 37. Lifesaver App for employee population

**Rating:** 5.0/5.0 stars

**Reviewed by:** Elizabeth H. | Director, Payroll & Total Rewards, Enterprise (> 1000 emp.)

**Reviewed Date:** March 07, 2023

**What do you like best about ZayZoon?**

We love that our employees can receive an instantaneous advance on their earned wages. 
In 4 weeks, 677 employees registered, all of whom have used ZayZoon with gratitude. 
I appreciate that there is no "leg work" from the payroll team after implementation!

**What do you dislike about ZayZoon?**

The only dislike is that we didn't find ZayZoon earlier, and it doesn't work super great with semi-monthly payrolls, but not a big deal since most of our employees are paid bi-weekly.

**What problems is ZayZoon solving and how is that benefiting you?**

Our population wanted to be paid weekly, but that would not be possible given our industry. This has rectified the issue with little to no work needed to be done from the employer side.

  ### 38. Great experience!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jean S. | Mid-Market (51-1000 emp.)

**Reviewed Date:** July 10, 2023

**What do you like best about ZayZoon?**

The site is user friendly. I tried it just to see what my employees would see when they completed an advance. Very useful!

**What do you dislike about ZayZoon?**

I wouldn't change a thing. The process went smoothly.

**What problems is ZayZoon solving and how is that benefiting you?**

It helps our customers who just need a little extra money until payday.

  ### 39. Useful for employees

**Rating:** 2.5/5.0 stars

**Reviewed by:** Verified User in Food Production | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 31, 2023

**What do you like best about ZayZoon?**

It's very streamlined in that you can email employees directly to have them register, and connecting it to ADP seems simple enough. It's not extremely expensive for employees who need funds earlier than pay day.

**What do you dislike about ZayZoon?**

It has been a nuisance to have connected through ADP [Workforce Now]. I suspect it's mainly an ADP issue, as they prefer their own applications. It's a slight pain to have ZayZoon administrators contact you every time there is a minor issue, an example being that they suddenly were unable to pull the money from employee checks for a cycle and indicated that we must have disconnected it... we do not process payroll internally, and it was initially working. It eventually resolved after repeated notes that their tech people needed to communicate with ADP tech people.

**What problems is ZayZoon solving and how is that benefiting you?**

None... unfortunately, ZayZoon initiated more problems.

  ### 40. Good Option

**Rating:** 4.0/5.0 stars

**Reviewed by:** Amanda B. | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 30, 2023

**What do you like best about ZayZoon?**

This is an excellent option for our employees who don't want a traditional bank account. Many of them utilize the opportunity to get their wages early, which I know they also appreciate.

**What do you dislike about ZayZoon?**

Their price to take money out is pretty high, considering it's a pay card with no dedicated ATMs. So far, that is the only downside I have employees mention.

**What problems is ZayZoon solving and how is that benefiting you?**

We used to have to give out paper checks to employees since we didn't offer a pay card. Now that we do, we've cut back on the cost of paper checks, and it also seems easier for employees.

  ### 41. Our Employees Love Zayzoon

**Rating:** 4.0/5.0 stars

**Reviewed by:** Sandra L. | Mid-Market (51-1000 emp.)

**Reviewed Date:** February 16, 2023

**What do you like best about ZayZoon?**

We are pleased to be able to offer our employees this new benefit. It's at no cost to us and takes virtually no administrative time.  Feedback from employees has been positive:

"I really like it ..it is convenient and funds are instant."

"I've used it several times and it's wonderfully convenient for unexpected expenses! No qualms about it, just takes an extra $5 for the early transfer of funds. Love it!

**What do you dislike about ZayZoon?**

It can sometimes be confusing to figure out how to use the product.

**What problems is ZayZoon solving and how is that benefiting you?**

Employees experiencing hardship can get instant access to money they've already earned. This availability lessens the stress for our employees--a number of whom live hand-to-mouth.

  ### 42. Love this service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jennifer J. | Mid-Market (51-1000 emp.)

**Reviewed Date:** August 18, 2023

**What do you like best about ZayZoon?**

Not having to write advance checks. It is instant for our employees and they love that.

**What do you dislike about ZayZoon?**

People dont realize they wont have much of a check left if they take alot of advances

**What problems is ZayZoon solving and how is that benefiting you?**

It solves the problem of people coming to me asking for advances all of the time. Now they can control their own.

  ### 43. A service that links seemlessly to ADP WFN Payroll that Employees appreciate

**Rating:** 5.0/5.0 stars

**Reviewed by:** Linda G. | Owner and General Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 30, 2023

**What do you like best about ZayZoon?**

It is very easy for my employees to sign up and start receiving cash on demand.  It is transparent to me and payroll runs the same as it always did.  I know Uber offers something like this and it is nice to be able to offer a similar option for my employees

**What do you dislike about ZayZoon?**

So far it has been an awesome service and very easy to use

**What problems is ZayZoon solving and how is that benefiting you?**

It is a benefit that we can provide to our employees for them to be paid a portion of their wages in real time.

  ### 44. Zayzoon Helps Employers be more Competitive in a Turbulent Hiring Environment

**Rating:** 5.0/5.0 stars

**Reviewed by:** Rachel K. | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 31, 2023

**What do you like best about ZayZoon?**

I love that it allows our employees to take their finances into their own hands. It provides flexibility when they may need it most.

**What do you dislike about ZayZoon?**

I don't have anything that I don't like about ZayZoon!

**What problems is ZayZoon solving and how is that benefiting you?**

It's allowing us to attract employees and retain them by offering a benefit other competitors aren't offering.

  ### 45. Great Added Benefit for our Employees

**Rating:** 5.0/5.0 stars

**Reviewed by:** Rachel K. | Human Resources Generalist, Mid-Market (51-1000 emp.)

**Reviewed Date:** March 21, 2023

**What do you like best about ZayZoon?**

The implementation process from start to finish was straightforward. The team at Zayzoon was helpful and knowledgeable and got us set up in less than a week. Some of our employees began utilizing the benefit the day after implementation.

**What do you dislike about ZayZoon?**

Nothing so far! Again, the sales team and materials they sent were straightforward and signing up was a breeze.

**What problems is ZayZoon solving and how is that benefiting you?**

It is helping our employees get access to their earned wages faster. This makes for better retention and something to use when recruiting new employees.

  ### 46. Amazing Team

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Hospital & Health Care | Enterprise (> 1000 emp.)

**Reviewed Date:** May 30, 2023

**What do you like best about ZayZoon?**

The support that you receive is one of a kind. They are here for a mission, and their mission is to serve the people that they are helping every day. With that mindset, that care, they will continue to thrive and succeed.

**What do you dislike about ZayZoon?**

Nothing, they are a wonderful organization that has it's values tied back to the people that matter - the employees, the people that deserve the daily pay for their hard work in their times of need.

**What problems is ZayZoon solving and how is that benefiting you?**

ZayZoon is making us competible in the market by allowing our staff to have access to wages earned but not yet paid. This allows for our staff to have the peace of mind that if they work, they can be compensated right then and there.

  ### 47. Great service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Health, Wellness and Fitness | Small-Business (50 or fewer emp.)

**Reviewed Date:** November 25, 2023

**What do you like best about ZayZoon?**

It is so simple and helpful for our employees!

**What do you dislike about ZayZoon?**

I cannot think of anything .  It is very straightforward!

**What problems is ZayZoon solving and how is that benefiting you?**

Not being able to provide funding to employees more than every other week

  ### 48. ZayZoon is a good option if you need some money on the spot and can't wait until payday.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Restaurants | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 31, 2023

**What do you like best about ZayZoon?**

It is a good option if you need some money on the spot and can't wait until payday. You receive up to $200 at a time instantly and it is automatically withheld from your paycheck to pay back, so there's nothing else you need to do.

**What do you dislike about ZayZoon?**

The downside to ZayZoon is that it costs $5 each time you transfer/borrow money. If you really need the money on the spot, it may be worth the $5. However, it can start to add up.

**What problems is ZayZoon solving and how is that benefiting you?**

Sometimes unexpected instances come up and I need extra money on the spot, but payday might be a week or so away. ZayZoon gives me a way to access my earned wages as a temporary solution.

  ### 49. Good product employees utilize

**Rating:** 5.0/5.0 stars

**Reviewed by:** Brooke H. | CFO, Enterprise (> 1000 emp.)

**Reviewed Date:** February 15, 2023

**What do you like best about ZayZoon?**

There is no additional work or reporting on the employer.

**What do you dislike about ZayZoon?**

Employee's do say they have less access to funds compared to DailyPay

**What problems is ZayZoon solving and how is that benefiting you?**

Time saving compared to DailyPay, and less employee complaints on the service provided.

  ### 50. Great Financial Wellness Tools

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.)

**Reviewed Date:** October 09, 2023

**What do you like best about ZayZoon?**

the financial tools and guides provided are amazing in addition to having access to your some of your paycheck early should you need it.

**What do you dislike about ZayZoon?**

nothing yet, haven't really had any issues.

**What problems is ZayZoon solving and how is that benefiting you?**

helping me increase my financial education so I can make better financial decisions


## ZayZoon Discussions
  - [What are the benefits and challenges of using ZayZoon for employee financial wellness?](https://www.g2.com/discussions/what-are-the-benefits-and-challenges-of-using-zayzoon-for-employee-financial-wellness)
  - [Mejorar un poco](https://www.g2.com/discussions/mejorar-un-poco) - 1 upvote

- [View ZayZoon pricing details and edition comparison](https://www.g2.com/products/zayzoon/reviews?page=3&qs=pros-and-cons&section=pricing&secure%5Bexpires_at%5D=2026-08-13+14%3A20%3A29+-0500&secure%5Bsession_id%5D=c620e17b-1de2-481e-84b1-7e6d6e72a49b&secure%5Btoken%5D=bdb7c2fa06367d5f787dc98d0222fe07d5f15e9cacec7791a1e942002b11dfc9&format=llm_user)
## ZayZoon Integrations
  - [ADP Workforce Now](https://www.g2.com/products/adp-workforce-now/reviews)
  - [Auris Payroll](https://www.g2.com/products/auris-payroll/reviews)
  - [isolved](https://www.g2.com/products/isolved/reviews)
  - [Paylocity](https://www.g2.com/products/paylocity/reviews)

## ZayZoon Features
**Platform Content**
- Education Tools
- Mobile Tools
- Content Library

**Payments**
- Earned wage access

**Platform Basics**
- Program Management
- Secure
- Interoperability
- Performance

**Financial wellness**
- Financial wellness tools
- Debit card

**Platform Additional Functionality**
- Employee Portal
- Gamification
- Education

**Administration**
- Reports and dashboards
- Compliance
- Mobile compatibility
- Integrations

**Platform Data**
- Dashboard & Reporting
- Visualization
- Platform Search
- Alerts and Notifications

## Top ZayZoon Alternatives
  - [DailyPay](https://www.g2.com/products/dailypay/reviews) - 4.7/5.0 (91 reviews)
  - [Tapcheck](https://www.g2.com/products/tapcheck/reviews) - 4.7/5.0 (139 reviews)
  - [Sprout Solutions](https://www.g2.com/products/sprout-solutions-philippines-inc-sprout-solutions/reviews) - 4.7/5.0 (441 reviews)

