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Your entire bookkeeping team. Built on AI. Backed by experts.

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Fincent is an AI-powered bookkeeping, tax and CFO service built for US small businesses and startups. It combines a modern finance platform with a team of experienced bookkeepers, licensed US CPAs and fractional CFOs, giving founders a world-class financial back office without hiring an in-house finance team. Fincent’s AI categorises 70%+ of transactions automatically in real time, flags anomalies, forecasts cash flow and answers questions about the business’s financial data. Human experts review every set of books, so month-end closes are completed by the 5th and owners always have accurate, investor-ready financials. Services cover the full financial lifecycle: monthly bookkeeping, catch-up and clean-up bookkeeping, CPA-prepared and signed tax returns with federal and state filings across all 50 states, fractional CFO and advisory services, payroll, employer of record, incorporation and dissolution. The platform also handles invoicing and payments, inventory and purchasing, project and time tracking, fixed assets and reporting, all from one dashboard connected to every bank account. Fincent integrates with the tools small businesses already use, including QuickBooks, Gusto, Shopify, Bill.com, Square and Plaid. It also offers free resources such as a Burn Rate Calculator, 1099 Tax Calculator and small-business tax calendar. Fincent serves SaaS and tech startups, e-commerce and retail brands, professional services firms, real estate and construction businesses, healthcare practices, nonprofits, and manufacturing and wholesale companies. Founders preparing for a fundraise or exit use Fincent to keep their books clean and diligence-ready. Fincent is built and operated by CharteredWays and backed by investors including SAKA Ventures, Trust Fund, StartupXseed and Ahead.

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