1. [Home](https://www.g2.com/) 2. ... 3. [Credit and Collections Software](https://www.g2.com/categories/credit-and-collections) 4. [You Need A Budget Discussions](https://www.g2.com/products/you-need-a-budget/discuss) [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_50df0db79b8cab8b27aaf0ef66b95df1/you-need-a-budget.jpg "Product Avatar Image") ](/products/you-need-a-budget/reviews) [ You Need A Budget ](/products/you-need-a-budget/reviews) (30)4.5/5 You Need A Budget (YNAB) is a comprehensive personal finance software designed to help individuals take control of their finances through proactive budgeting. By implementing a unique methodology, YNAB empowers users to allocate every dollar they earn, plan for true expenses, adapt to financial changes, and break the paycheck-to-paycheck cycle. Key Features and Functionality: - Bank Synchronization: Securely link your bank accounts to automatically import transactions, ensuring your budget is always up-to-date. - Real-Time Updates: Access your budget across multiple devices, including computers, smartphones, and tablets, with automatic synchronization. - Goal Tracking: Set and monitor financial goals, such as saving for a vacation or paying off debt, with clear progress indicators. - Comprehensive Reporting: Utilize detailed reports and visualizations to analyze spending habits, net worth, and financial trends over time. - Loan Calculator: Plan and manage debt repayment strategies with tools that calculate interest savings and payoff timelines. - Educational Resources: Access a wealth of educational materials, including live workshops and guides, to enhance your financial literacy. Primary Value and User Solutions: YNAB addresses common financial challenges by providing a structured approach to budgeting that promotes mindful spending and saving. By assigning every dollar a specific purpose, users can prioritize expenses, prepare for unexpected costs, and make informed financial decisions. This proactive strategy helps users eliminate debt, build savings, and achieve financial stability. Additionally, YNAB's emphasis on flexibility allows users to adjust their budgets as circumstances change, ensuring continued financial control and peace of mind. Show More * * * ### 70.0 Nps Score Already have You Need A Budget? ### All You Need A Budget Discussions Search Most CommentedMost HelpfulPinned by G2Newest All DiscussionsDiscussions with CommentsPinned by G2Discussions without Comments FilterFilter Filter byExpand/Collapse Sort by Most Commented Most Helpful Pinned by G2 Newest Filter by All Discussions Discussions with Comments Pinned by G2 Discussions without Comments ![Pinned by G2 as a common question](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Pinned by G2 as a common question") G2 Pinned by G2 as a common question • over 3 years ago More Options - [ # What is the most important feature of a budget? ](/discussions/what-is-the-most-important-feature-of-a-budget) What is the most important feature of a budget? [ Credit and Collections Software ](https://www.g2.com/tags/credit-and-collections-software) * * * \<0\>0\>Upvotes * * * 0 Comments [![linkedin](/assets/social-logos/linkedin-afe65e46604a5bd5105ab9c856116204040b6b3f2b2d42562fc8071ca0c48ca0.svg "linkedin")](https://www.linkedin.com/shareArticle?mini=true&summary=Ask+You+Need+A+Budget+questions+and+get+answers+from+expert+users+in+our+You+Need+A+Budget+Discussions+section.&title=You+Need+A+Budget+Discussions+%7C+G2&url=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss) [![twitter](/assets/social-logos/twitter-61aaec80434c71387b8f7326e480592eae71c0a65afd051d66fce9b75a9bf417.svg "twitter")](https://twitter.com/intent/tweet?text=You+Need+A+Budget+Discussions+%7C+G2&url=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss&via=G2dotcom) [![facebook](/assets/social-logos/facebook-350d0b410d6b10debcf893050e803a8633d53561aa42807b087b8daf9be3668f.svg "facebook")](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss) [![gmail](/assets/social-logos/gmail-6db42f21e7c254fae201b112bef0dd15d25223a5cbb32691ce80eab43761eadf.svg "gmail")](https://mail.google.com/mail/?view=cm&fs=1&tf=1&to=&su=You+Need+A+Budget+Discussions+%7C+G2&body=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss%0aAsk+You+Need+A+Budget+questions+and+get+answers+from+expert+users+in+our+You+Need+A+Budget+Discussions+section.) [![mail](/assets/social-logos/mail-d55c53b04bf49872e40cd2443b85a99caa23394e6cf154ae32a9d08377c15d86.svg "mail")](mailto:?subject=You+Need+A+Budget+Discussions+%7C+G2&body=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss%0aAsk+You+Need+A+Budget+questions+and+get+answers+from+expert+users+in+our+You+Need+A+Budget+Discussions+section.) ![copy_link](/assets/social-logos/copy_link-05d8dc5dc8576fc78425ad34d07241b060878835e555a30417ff41c18335e575.svg "copy\_link") ![Pinned by G2 as a common question](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Pinned by G2 as a common question") G2 Pinned by G2 as a common question • over 3 years ago More Options - [ # What is a budget software? ](/discussions/what-is-a-budget-software) What is a budget software? [ Credit and Collections Software ](https://www.g2.com/tags/credit-and-collections-software) * * * \<0\>0\>Upvotes * * * 0 Comments [![linkedin](/assets/social-logos/linkedin-afe65e46604a5bd5105ab9c856116204040b6b3f2b2d42562fc8071ca0c48ca0.svg "linkedin")](https://www.linkedin.com/shareArticle?mini=true&summary=Ask+You+Need+A+Budget+questions+and+get+answers+from+expert+users+in+our+You+Need+A+Budget+Discussions+section.&title=You+Need+A+Budget+Discussions+%7C+G2&url=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss) [![twitter](/assets/social-logos/twitter-61aaec80434c71387b8f7326e480592eae71c0a65afd051d66fce9b75a9bf417.svg "twitter")](https://twitter.com/intent/tweet?text=You+Need+A+Budget+Discussions+%7C+G2&url=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss&via=G2dotcom) [![facebook](/assets/social-logos/facebook-350d0b410d6b10debcf893050e803a8633d53561aa42807b087b8daf9be3668f.svg "facebook")](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss) [![gmail](/assets/social-logos/gmail-6db42f21e7c254fae201b112bef0dd15d25223a5cbb32691ce80eab43761eadf.svg "gmail")](https://mail.google.com/mail/?view=cm&fs=1&tf=1&to=&su=You+Need+A+Budget+Discussions+%7C+G2&body=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss%0aAsk+You+Need+A+Budget+questions+and+get+answers+from+expert+users+in+our+You+Need+A+Budget+Discussions+section.) [![mail](/assets/social-logos/mail-d55c53b04bf49872e40cd2443b85a99caa23394e6cf154ae32a9d08377c15d86.svg "mail")](mailto:?subject=You+Need+A+Budget+Discussions+%7C+G2&body=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss%0aAsk+You+Need+A+Budget+questions+and+get+answers+from+expert+users+in+our+You+Need+A+Budget+Discussions+section.) ![copy_link](/assets/social-logos/copy_link-05d8dc5dc8576fc78425ad34d07241b060878835e555a30417ff41c18335e575.svg "copy\_link") ![Pinned by G2 as a common question](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Pinned by G2 as a common question") G2 Pinned by G2 as a common question • almost 4 years ago More Options - [ # What does the you need a budget app do? ](/discussions/what-does-the-you-need-a-budget-app-do) What does the you need a budget app do? [ Credit and Collections Software ](https://www.g2.com/tags/credit-and-collections-software) * * * \<0\>0\>Upvotes * * * 0 Comments [![linkedin](/assets/social-logos/linkedin-afe65e46604a5bd5105ab9c856116204040b6b3f2b2d42562fc8071ca0c48ca0.svg "linkedin")](https://www.linkedin.com/shareArticle?mini=true&summary=Ask+You+Need+A+Budget+questions+and+get+answers+from+expert+users+in+our+You+Need+A+Budget+Discussions+section.&title=You+Need+A+Budget+Discussions+%7C+G2&url=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss) [![twitter](/assets/social-logos/twitter-61aaec80434c71387b8f7326e480592eae71c0a65afd051d66fce9b75a9bf417.svg "twitter")](https://twitter.com/intent/tweet?text=You+Need+A+Budget+Discussions+%7C+G2&url=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss&via=G2dotcom) [![facebook](/assets/social-logos/facebook-350d0b410d6b10debcf893050e803a8633d53561aa42807b087b8daf9be3668f.svg "facebook")](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss) [![gmail](/assets/social-logos/gmail-6db42f21e7c254fae201b112bef0dd15d25223a5cbb32691ce80eab43761eadf.svg "gmail")](https://mail.google.com/mail/?view=cm&fs=1&tf=1&to=&su=You+Need+A+Budget+Discussions+%7C+G2&body=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss%0aAsk+You+Need+A+Budget+questions+and+get+answers+from+expert+users+in+our+You+Need+A+Budget+Discussions+section.) [![mail](/assets/social-logos/mail-d55c53b04bf49872e40cd2443b85a99caa23394e6cf154ae32a9d08377c15d86.svg "mail")](mailto:?subject=You+Need+A+Budget+Discussions+%7C+G2&body=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss%0aAsk+You+Need+A+Budget+questions+and+get+answers+from+expert+users+in+our+You+Need+A+Budget+Discussions+section.) ![copy_link](/assets/social-logos/copy_link-05d8dc5dc8576fc78425ad34d07241b060878835e555a30417ff41c18335e575.svg "copy\_link") ![Pinned by G2 as a common question](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Pinned by G2 as a common question") G2 Pinned by G2 as a common question • about 4 years ago More Options - [ # What are the basic features of YNAB? ](/discussions/what-are-the-basic-features-of-ynab) What are the basic features of YNAB? [ Credit and Collections Software ](https://www.g2.com/tags/credit-and-collections-software) * * * \<0\>0\>Upvotes * * * 0 Comments [![linkedin](/assets/social-logos/linkedin-afe65e46604a5bd5105ab9c856116204040b6b3f2b2d42562fc8071ca0c48ca0.svg "linkedin")](https://www.linkedin.com/shareArticle?mini=true&summary=Ask+You+Need+A+Budget+questions+and+get+answers+from+expert+users+in+our+You+Need+A+Budget+Discussions+section.&title=You+Need+A+Budget+Discussions+%7C+G2&url=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss) [![twitter](/assets/social-logos/twitter-61aaec80434c71387b8f7326e480592eae71c0a65afd051d66fce9b75a9bf417.svg "twitter")](https://twitter.com/intent/tweet?text=You+Need+A+Budget+Discussions+%7C+G2&url=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss&via=G2dotcom) [![facebook](/assets/social-logos/facebook-350d0b410d6b10debcf893050e803a8633d53561aa42807b087b8daf9be3668f.svg "facebook")](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss) [![gmail](/assets/social-logos/gmail-6db42f21e7c254fae201b112bef0dd15d25223a5cbb32691ce80eab43761eadf.svg "gmail")](https://mail.google.com/mail/?view=cm&fs=1&tf=1&to=&su=You+Need+A+Budget+Discussions+%7C+G2&body=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss%0aAsk+You+Need+A+Budget+questions+and+get+answers+from+expert+users+in+our+You+Need+A+Budget+Discussions+section.) [![mail](/assets/social-logos/mail-d55c53b04bf49872e40cd2443b85a99caa23394e6cf154ae32a9d08377c15d86.svg "mail")](mailto:?subject=You+Need+A+Budget+Discussions+%7C+G2&body=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss%0aAsk+You+Need+A+Budget+questions+and+get+answers+from+expert+users+in+our+You+Need+A+Budget+Discussions+section.) ![copy_link](/assets/social-logos/copy_link-05d8dc5dc8576fc78425ad34d07241b060878835e555a30417ff41c18335e575.svg "copy\_link") ## Start a New Software Discussion Have a software question? Get answers from real users and experts [Start A Discussion](/products/you-need-a-budget/discussions/new) * * * ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_50df0db79b8cab8b27aaf0ef66b95df1/you-need-a-budget.jpg "Product Avatar Image") ### Have you used You Need A Budget before? Answer a few questions to help the You Need A Budget community [ Yes ](javascript:void(0))[ Yes ](https://www.g2.com/authorize?form=signup&return_to=https%3A%2F%2Fwww.g2.com%2Fproducts%2Fyou-need-a-budget%2Fdiscuss%3Fsmall_ask%3Dyou-need-a-budget) No