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Xero Reviews & Product Details

Pricing

Pricing provided by Xero.

Starter / Early

$13.00
Per Month

Xero Media

Xero Demo - invoice-with-cc.png
Xero invoice with credit card
Xero Demo - Business-Performance-Dashboard.jpg
Business performance dashboard
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Xero Projects Task and Expenses
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Xero's mobile IOS sales dashboard
Xero Demo - Desktop--to-review.png
Expenses desktop - to review
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Reporting - chart of accounts
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Xero Reviews (1,583)

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Reviews

Xero Reviews (1,583)

View 2 Video Reviews
4.4
1,583 reviews

Review Summary

Generated using AI from real user reviews
Users consistently praise Xero for its intuitive interface and time-saving features, which simplify accounting tasks and enhance productivity. The seamless integration with various applications allows for efficient financial management, making it easier to track invoices and payments. However, some users note that the reporting capabilities could be more customizable.

Pros & Cons

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AA
Office Administrator
Small-Business (50 or fewer emp.)
"Very good accounting software with some nice timesaving features"
What do you like best about Xero?

It has a good easy to use interface and all the functions are easy to find. It has a good help system to get you through using those features that are not so obvious. The import bills functions by email is really useful for me and saves a lot of time over manually entering data. Review collected by and hosted on G2.com.

What do you dislike about Xero?

I have to spend a bit of time keeping the customer and supplier lists up to date. One downside of the bills import feature is that you can end up with two entries for suppliers if the name isn't recognised fully during the import. The merge feature that you use once this has happened to consolidate the records isn't the most intuitive and you can easily merge the records the wrong way. Review collected by and hosted on G2.com.

Response from Xero of Xero

Thanks for taking the time to share your feedback, Andrew. We appreciate you highlighting where more detail could make the process even clearer! We also encourage you to share your ideas around merging in Xero Product Ideas - https://productideas.xero.com/ Our team regularly reviews these when considering their product roadmaps.

Marko P.
MP
Financial Manager
Small-Business (50 or fewer emp.)
"Easy to Use, Feature-Rich, and Seamlessly Integrates with Our Services"
What do you like best about Xero?

I like how easy it is to use and how often we can rely on it. It’s a familiar tool with all the necessary features we require. It integrates seamlessly with the other services we use, like our banks. It also offers good automation options. I’ve always had a great, quick response from customer support. Review collected by and hosted on G2.com.

What do you dislike about Xero?

To be honest, the UI could be better, as could the API endpoints and the options for using Xero through custom applications we build for our in-house needs. Hubdoc also needs additional recognition improvements, along with more rules or templates to help classify documents and automatically fill in the relevant fields. For Xero in general, I’d like to see improved graphs and more visualisation options. Review collected by and hosted on G2.com.

Response from Xero of Xero

Thanks for your review Marko, appreciate your insights and if you'd like to share your thoughts further, head to our dedicated Xero Product Ideas platform https://productideas.xero.com/. It's the best place to let us know exactly what would make your Xero experience even better.

MJ
Owner
Mid-Market (51-1000 emp.)
"Xero Makes Invoicing and Payment Tracking Simple"
What do you like best about Xero?

Xero is great of how simple it makes invoicing and tracking payments. I can create and send invoices right from the platform, and clients can pay through paypal, which fit well with how i alreday run things. Matching payments to invoices is easy straightforward and i really appreciate having all my subscription and monthly expenses in one spot. The built in reports are also helpful they give me a fast snapshot of how business is doing without me having to build a bunch of spredsheeta from scratch. Review collected by and hosted on G2.com.

What do you dislike about Xero?

It took a bit initial effort to configure everything correctly, but once it was all set up, it became much more intutive to use. Review collected by and hosted on G2.com.

Response from Xero of Xero

Thanks for taking the time to share your feedback, Mary! Great to hear Xero is helping to save you time and streamline your business.

Robert O.
RO
Founder & CEO
Marketing and Advertising
Small-Business (50 or fewer emp.)
"Solid accounting software for a small agency"
What do you like best about Xero?

I run a small SEO agency in Melbourne and use Xero mainly for invoicing clients, reconciling payments, and keeping an eye on cash flow. For day-to-day billing, it works well. I’ve set up repeating invoices for my monthly SEO retainers, and that saves me time. The dashboard gives me a quick snapshot of what’s coming in and what’s overdue, which helps when managing multiple client accounts. Reporting is clear enough for me to review performance before speaking with my accountant. Review collected by and hosted on G2.com.

What do you dislike about Xero?

I recently tried setting up my bank feed and the website crashed many times within a week. That was frustrating, especially when you’re trying to get your accounts properly connected. I’ve also had to use workarounds for PayPal instead of it flowing as smoothly as I expected. I wish Bank Feeds for Payoneer. Review collected by and hosted on G2.com.

Response from Xero of Xero

Hi Robert, thanks for taking the time to share your thoughts, we really appreciate it. Glad to hear that we're helping to keep your invoicing and tax reporting organised.

We can appreciate your frustration during bank feed setup. If our Support team can offer any assistance with this to review your settings, please raise a case in Xero Central and one of our specialists will be in touch - https://central.xero.com/s/raise-support-case

Gregory M.
GM
Graphic Designer
Marketing and Advertising
Small-Business (50 or fewer emp.)
"Simple way to manage my freelance finances"
What do you like best about Xero?

I use Xero for my freelance graphic design business, and it’s made invoicing and payments much easier to manage. I create and send invoices directly from Xero and let clients pay through PayPal, which works well for my workflow. When payments come in, I reconcile them against invoices and keep everything organized in one place. I also track my software subscriptions and run basic reports to see where I stand each month. Review collected by and hosted on G2.com.

What do you dislike about Xero?

I haven’t had any major issues. There was a small learning curve at first, mainly around understanding some accounting terms and setting up categories properly, but once it was set up, it’s been straightforward. Review collected by and hosted on G2.com.

Response from Xero of Xero

Thanks for the great review, Gregory!

Kris E.
KE
Full-Stack Web Developer, Freelancer
Information Technology and Services
Small-Business (50 or fewer emp.)
"Made bookkeeping manageable for my freelance work"
What do you like best about Xero?

I’m a freelance full-stack developer and used to track everything in spreadsheets. After about a year with Xero, I can’t imagine going back. I use it mainly for creating and sending invoices, reconciling bank transactions, and tracking expenses.

I’ve connected Stripe and PayPal so clients can pay directly from the invoice, which has definitely sped up payments. The bank feed pulls in transactions daily, and I usually spend a few minutes matching payments and categorizing expenses like software subscriptions or hosting. It’s way more organized than my old manual setup. I also check the Profit & Loss report every month to see how things are trending. Review collected by and hosted on G2.com.

What do you dislike about Xero?

Some of the accounting terms still feel a bit heavy. Setting things up the way my accountant wanted took some trial and error. Occasionally, the reconciliation suggestions aren’t perfect, especially with partial payments, so I have to double-check. Review collected by and hosted on G2.com.

Response from Xero of Xero

Thanks for the positive feedback Kris, we really appreciate it!

We're always looking at ways to improve our services and insights like yours are really valuable. We're here to help! If you have a specific query we have lots of articles available in Xero Central, or alternatively you can raise a case and one of our support specialists will be able to assist.

Jacopo C.
JC
Owner
Restaurants
Small-Business (50 or fewer emp.)
"Finally moved my restaurant finances out of Excel"
What do you like best about Xero?

I’ve been using Xero for about two years now after managing everything in Excel. As a restaurant owner in Frankfurt, I don’t have time to constantly fix spreadsheets. The bank reconciliation is what I use most. I connected our business account, and matching card payments, supplier debits, and wine deliveries against invoices is much quicker than before.

I also create invoices for private tastings and corporate dinners. Duplicating old invoices and adjusting quantities saves time. The monthly profit and loss report helps me quickly see how food and beverage margins are performing, which matters a lot in my business. Review collected by and hosted on G2.com.

What do you dislike about Xero?

Setting up German VAT rates took some effort, especially with different rates for food and drinks. I had to review everything with my tax advisor. Also, inventory tracking isn’t really suitable for restaurant stock, so we handle that separately. Review collected by and hosted on G2.com.

Response from Xero of Xero

Thanks for taking the time to share your great feedback, Jacopo. We appreciate you highlighting where further features could be of assistance! We encourage you to vote for or share your ideas in Xero Product Ideas - https://productideas.xero.com/ Our team regularly reviews these when considering their product roadmaps.

John T.
JT
Director of Research
Small-Business (50 or fewer emp.)
"Xero - powerful and scalable, easy to understand and use"
What do you like best about Xero?

Xero is easier for people without bookkeeping experience to understand and use than other solutions while still adhering to accounting standards. They also offer free training to make it easier to use more effectively as your understanding grows. Review collected by and hosted on G2.com.

What do you dislike about Xero?

When using Xero with multiple clients, it's sometimes difficult to find where to access clients that you haven't touched in a while. This is a very minor issue and one that won't affect users that are using Xero for their own business. Review collected by and hosted on G2.com.

Response from Xero of Xero

Thanks for taking the time to share your feedback, John! Fantastic to hear that you're finding Xero is helping your clients to get involved and understand their finances better - it's great to have you with us!

ER
Consultant
Mid-Market (51-1000 emp.)
"A Scalable Backbone for Our Financial Operations"
What do you like best about Xero?

The most impressive part of Xero’s recent evolution is how it has shifted from a reactive ledger to a proactive management tool. The integration of JAX (Just Ask Xero) is not just a gimmick; it has significantly reduced the time I spend running manual reports. Being able to ask for a "quick breakdown of revenue by service line" and getting a formatted visual in seconds is a massive productivity win.

Additionally, the automated bank reconciliation continues to be the gold standard. In 2026, the AI's ability to recognize intent—predicting account codes for complex transactions based on historical patterns rather than just simple rules—has cut our month-end closing time by nearly 30%. It feels less like data entry and more like data verification. Review collected by and hosted on G2.com.

What do you dislike about Xero?

While the core platform is excellent, the tier-based feature gating can still be frustrating. For example, needing a higher-tier plan or a third-party app just for advanced inventory or multi-warehouse tracking feels like a bit of a leap for mid-sized businesses. I also think the user interface consistency needs work. While the new dashboard and reporting sections are sleek and modern, navigating back into the deeper settings or the Chart of Accounts feels like stepping back five years. A unified design language across the entire platform would make the user experience much smoother. Review collected by and hosted on G2.com.

Response from Xero of Xero

Hi Ekta, thanks for taking the time to share your thoughts. We're so happy to hear that JAX is helping to save you significant time.

We're always open to new ideas and looking at ways to improve our future functionality. If you haven't visited our Xero Product Ideas page yet, we'd love for you to take a look at https://productideas.xero.com/ to see what's there or add your own ideas. Our team regularly reviews these when considering their product roadmaps.

Thanks again for your review.

Marinella C.
MC
Senior Accountant
Small-Business (50 or fewer emp.)
"Intuitive, Clean Interface with Powerful Customizable Transaction Reporting"
What do you like best about Xero?

Xero’s biggest strength is how intuitive and clean the platform is. The interface is easy to navigate, making daily bookkeeping and month-end work straightforward. What I like best—something I haven’t found on other platforms—is the ability to fully customize account transaction reports. You can select exactly which columns to display, filter, toggle options on and off, and group or summarize transactions by any category you need. This makes it easy to generate reports that actually answer specific questions, saving time and making book review much more efficient. Review collected by and hosted on G2.com.

What do you dislike about Xero?

The main area I’d like Xero to improve is the search feature. Right now, searching for specific transactions can be limited. I hope that in the future, Xero will enhance the search bar to include bank transaction details, so you can quickly find any specific transaction without extra steps. Review collected by and hosted on G2.com.

Response from Xero of Xero

We love to hear it, Marinella - thanks for sharing your detailed insights. Noted on the search, we'll pass your feedback to the team!

Pricing Options

Pricing provided by Xero.

Starter / Early

$13.00
Per Month

Standard / Growing

$37.00
Per Month

Premium / Established

$70.00
Per Month

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Xero Features
Customization
User, Role, and Access Management
Performance and Reliability
Journal Entries
Tags / Dimensions
Audit Trail
Invoice Customization
Collections Automation
Payment Processing
Purchase Orders
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Xero