---
title: X-Payments Reviews
meta_title: 'X-Payments Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter reviews by the users' company size, role or industry to find
  out how X-Payments works for a business like yours.
aggregate_rating:
  rating_value: 5.0
  review_count: 1
  scale: '5'
date_modified: '2026-06-15'
parent_category:
  name: Payment
  url: https://www.g2.com/categories/payment
---


# X-Payments Reviews
**Vendor:** X-Payments  
**Category:** [Payments Orchestration Software](https://www.g2.com/categories/payments-orchestration)  
**Average Rating:** 5.0/5.0  
**Total Reviews:** 1
## About X-Payments
X-Payments is a product of X-Cart well known on the market since 2001. X-Payments is a payment orchestration service. Using X-Payments allows you to get access to ready-made integrations with various payment providers and systems, fraud screening apps and other integrations and features through a single API. It’s PSD2/SCA ready and PCI DSS Level 1 Certified.




## X-Payments Reviews
  ### 1. X-payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Rebecca M. | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 22, 2024

**What do you like best about X-Payments?**

We have been using x-payments for more then 10 yrs and have always had great luck with it. It is very easy to use and intigrates easily with our webiste. X-payments has always had excellent customer service if ever we have had any questions. I would highly recommend using this.

**What do you dislike about X-Payments?**

On adding it into our new site there was one glitch with it's contection to Authorize.net but it was quickly fixed.

**What problems is X-Payments solving and how is that benefiting you?**

X-payments helps with keeping all the data in one spot and making PCI compliance easy.



- [View X-Payments pricing details and edition comparison](https://www.g2.com/products/x-payments/reviews?qs=pros-and-cons&section=pricing&secure%5Bexpires_at%5D=2026-08-09+16%3A23%3A55+-0500&secure%5Bsession_id%5D=babfa76b-ebd3-4032-9fb4-ad3d52e48c7d&secure%5Btoken%5D=60046b0940d28f47f68fb518c3d030eb49dcf3c2a564d79617c0ed2370f9f3b2&format=llm_user)

## X-Payments Features
**Payment Options**
- Coupons, Discounts, Promotions, and Gift Cards
- Recurring Billing
- Instant Payment
- Accepted Credit Cards and Debit Cards
- ACH Payments and eCheck Processing
- Split Payments
- Real-Time Payments
- Multi-Currency
- Self Service Portal

**Architecture**
- Unified API
- POL
- Integrations

**Administration**
- Reporting/Dashboards
- User, Role, and Access Management
- Payout Time
- Manual Payment Entry
- Dispute Resolution
- Omnichannel
- Levels 1 & 2
- Level 3

**Processing**
- Validation
- Automation
- Cross Border
- Routing
- Reconciliation

**Security**
- PCI Compliance
- Fraud Protection Tools
- Data Tokenization
- Two-Factor Authentication
- POS Verification

**Risk & Compliance**
- Failed payments
- Tokenization
- Compliance

**Development**
- Customization (Fields, Objects, and Layouts)
- APIs
- Accounting Software Integration
- E-Commerce Software Integration

**Analytics**
- Consolidation
- Optimization
- Fraud

**Platform**
- Performance and Reliability
- Internationalization - Currency/Language
- Internationalization - Operating Country
- API / Integrations
- PCI Regulation Compliance
- Supplemental Technology
- Accounting integration
- E-commerce Integration

**Agentic AI - Payments Orchestration**
- Autonomous Task Execution
- Cross-system Integration

**Agentic AI - Payment Gateways**
- Autonomous Task Execution
- Cross-system Integration
- Decision Making

## Top X-Payments Alternatives
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