--- title: Wisetack Reviews meta\_title: 'Wisetack Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 25 reviews by the users' company size, role or industry to find out how Wisetack works for a business like yours. aggregate\_rating: rating\_value: 4.6 review\_count: 25 scale: '5' date\_modified: '2026-08-07' parent\_category: name: Payment url: https://www.g2.com/categories/payment --- # Wisetack Reviews & Product Details Claimed ###### Profile Status This profile is currently managed by Wisetack but has limited features. Are you part of the Wisetack team? [Upgrade your plan](https://sell.g2.com) to enhance your branding and engage with visitors to your profile! Wisetack is the leading Pay Over Time platform for in-person services. Wisetack partners with top SaaS service companies to embed payment options directly into their software through a simple API integration. Service businesses rely on Wisetack to offer their customers flexible, point of sale financing, enabling them to quickly and easily pay over time for essential services. Quick decisions, clear terms, and no tricks. What could be better? We're proud to be building a financing option that customers actually love. * * * Seller [Wisetack](https://www.g2.com/sellers/wisetack) Discussions [Wisetack Community](https://www.g2.com/products/wisetack/discuss) Solution Type Best-of-Breed Overview by Jessica Bledsoe Show More ## Value at a Glance Averages based on real user reviews. ### Time to Implement 1 month ### Return on Investment 7 months [ View More Pricing Information ](https://www.g2.com/products/wisetack/pricing) ## Top-Rated Alternatives [ ![PayPal Payments](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "PayPal Payments") PayPal Payments 4.4/5(2,747) ](https://www.g2.com/products/paypal/reviews) [ ![GoCardless](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "GoCardless") GoCardless 4.6/5(321) ](https://www.g2.com/products/gocardless/reviews) [ ![Affirm](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Affirm") Affirm 4.3/5(48) ](https://www.g2.com/products/affirm/reviews) [ View All Alternatives ](https://www.g2.com/products/wisetack/competitors/alternatives) ## User Insights Average based on 25 real user reviews. Implementation Time 1 month Perceived Cost $$$$$ [Log in to unlock pricing and user insights](/login) ![Dennis G.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Dennis G.") DG Dennis G. 7/7/2026 "Instant Approval, Effortless Financing" 5/5 What do you like best about Wisetack? I found Wisetack to be very easy to use with an immediate response when it was approved. The quick response time is impressive, and I loved the ease of ability in using it. I didn't have to search around for financing, fill out any paperwork, or deal with any hassle. I submitted the quote from the electric company, they reviewed it, and I guess they did a credit check. I was approved instantly, not even in a few minutes, which made the whole process very simple. Also, setting up Wisetack was very simple and took only a couple of minutes. Review collected by and hosted on G2.com. What do you dislike about Wisetack? thus far I dislike nothing. transaction was smooth and perfect. Review collected by and hosted on G2.com. What problems is Wisetack solving and how is that benefiting you? Wisetack was easy to use for financing electrical work on my home. It provided an immediate response to my application without needing to search for financing or fill out paperwork, making the process simple and fast. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: G2 invite ![Matthew W.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Matthew W.") MW Matthew W. Owner / CEO Small-Business (50 or fewer emp.) 5/20/2025 "Excellent Go To Market Solution for Home Improvement Contractors" 5/5 What do you like best about Wisetack? I like that Wisetack integrates with my CRM JobNimbus. My customer can easily get pre-qualified for their projects with clear financing terms. Having no hidden fees and transparency is really big for me and my customers. Anytime I've had a question, I've been able to speak to a really human being who can access my account and help solve problems, so awesome job there, guys & gals! Lastly, I have really liked being able to use their marketing tool kit and make my customers aware of their payment plan options when doing business with my company. They've made it easy to copy/paste info right to my website and social media. Review collected by and hosted on G2.com. What do you dislike about Wisetack? My only critique is that funding only goes up to $25,000 currently. Review collected by and hosted on G2.com. What problems is Wisetack solving and how is that benefiting you? Consumer financing for low ticket home improvement projects. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Lori D.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Lori D.") LD Lori D. Owner Small-Business (50 or fewer emp.) 5/25/2025 "Easy Financing" 5/5 What do you like best about Wisetack? Wisetack is super easy to present to our customers for financing. They help us land jobs that customers may not be able to afford at the time. Review collected by and hosted on G2.com. What do you dislike about Wisetack? Haven't found anything yet to not like with Wisetack. Review collected by and hosted on G2.com. What problems is Wisetack solving and how is that benefiting you? It allows our customers to get repairs made that they may not be ableto afford at the time. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic TB Talal B. Owner Small-Business (50 or fewer emp.) 1/6/2025 "Easy to Use" 5/5 What do you like best about Wisetack? I love the simplicity of Wisetack. I love the links straight to a soft prequalify or a soft application, which work on both computer or phone! And simple to integrate the links on my website. Review collected by and hosted on G2.com. What do you dislike about Wisetack? I lack the ability to pick the plan that I want to give to a client. Review collected by and hosted on G2.com. What problems is Wisetack solving and how is that benefiting you? Wisetack helps us close deals on the spot! Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Verified User in Retail](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Retail") AR Verified User in Retail Small-Business (50 or fewer emp.) 5/13/2025 "Wise Tack Review" 5/5 What do you like best about Wisetack? Wisetack has been easy to use and gives me an opportunity to get into other markets that would otherwise be unavailable to me. Review collected by and hosted on G2.com. What do you dislike about Wisetack? If you require a deposit, you have to remove the deposit before your Customer can apply for the full amount. Review collected by and hosted on G2.com. What problems is Wisetack solving and how is that benefiting you? Our services are not a critical item and without wisetack we would be unable to offer options for customers in differing income brackets. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic ![David B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "David B.") DB David B. Small-Business (50 or fewer emp.) 12/22/2023 "Easy to use and makes closing bids straightforward" 5/5 What do you like best about Wisetack? As a service company we have been able to turn on the job estimates into sold jobs on the spot. Just recently I had a client that we required one repair on 1 system and a recommended repair on another. He was unable to speak to his wife who deals with their finances but when I offered wisetack he said the monthly payment was manageable and he wouldn't need to speak with his wife to get approval. This not only worked out in the benefit of the client but we more than doubled our ticket on that job, on the spot. Review collected by and hosted on G2.com. What do you dislike about Wisetack? Older clients are weary about it and sometimes have issues with it and find it very confusing. Younger clients it is not an issue. Also if someone inputs their cell phone number in incorrectly its not the easiest thing to rectify. Review collected by and hosted on G2.com. What problems is Wisetack solving and how is that benefiting you? Repair costs are up across the board while many people are sturggling with finances more than ever. Wisetack gives a palatable option to pay monthly at decent rates. It also allows us to prescreen clients to make sure they can even afford to work with us. Saving us time and money Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Danny M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Danny M.") DM Danny M. Small-Business (50 or fewer emp.) 9/2/2024 "Exceptional option for your customer, at a fair price." 5/5 What do you like best about Wisetack? Fee is reasonable, was fairly easy for my cutomer to apply Review collected by and hosted on G2.com. What do you dislike about Wisetack? My software system requires that your customer chooses the financing option early in the game. Not sure that is even a Wisetack issue. Review collected by and hosted on G2.com. What problems is Wisetack solving and how is that benefiting you? Payments over time for my customer is helping me land bigger jobs Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic CL Cody L. Small-Business (50 or fewer emp.) 4/15/2024 "Wisetack Struggles To Properly Process Payment" 0/5 What do you like best about Wisetack? Nothing. They have failed to adequately function as a payment processor Review collected by and hosted on G2.com. What do you dislike about Wisetack? Wisetack does not seem to accurately or adequately process payments or maintain their system information on the user and client sides. Review collected by and hosted on G2.com. What problems is Wisetack solving and how is that benefiting you? The paying off of an HVAC system Review collected by and hosted on G2.com. Show More Response from Samantha Freedman of Wisetack [Editedit](https://www.g2.com/survey_responses/wisetack-review-9541089/official_response/edit) Hi Cody, Thanks for sharing your experience with us. It's not the experience we want to create for our customers. Our lending partner Citizens Pay confirmed they have been in touch with you for next steps to correct an issue with your bank. Feel free to reach out to them directly too if you have further questions: 1 (888) 411-2410. Current UserValidated ReviewerSource: Organic ![Judy H.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Judy H.") JH Judy H. office Manager Small-Business (50 or fewer emp.) 5/4/2022 "Very Happy" 5/5 What do you like best about Wisetack? fast and easy, good teamwork and coordination between Wise tack and the borrower and us. Review collected by and hosted on G2.com. What do you dislike about Wisetack? so far we have had no issues at all. the only thing I can think of is, that the borrower sometimes will not approve the loan, we had one who thought everything was complete, but he didn't confirm. Review collected by and hosted on G2.com. Recommendations to others considering Wisetack: we used multiple providers in the past, these guys are the quickest and easiest to work with Review collected by and hosted on G2.com. What problems is Wisetack solving and how is that benefiting you? this is a great fit for us, fast and easy for both sides money is available very quickly, enabling the job to be done it a very timely manner Review collected by and hosted on G2.com. Show More Response from Jessica Bledsoe of Wisetack [Editedit](https://www.g2.com/survey_responses/wisetack-review-6571359/official_response/edit) Thank you Judy! We appreciate your thorough review and look forward to continuing to work together. 2/14/2023 Current UserValidated ReviewerSource: Organic ![Richard W.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Richard W.") RW Richard W. CSA Small-Business (50 or fewer emp.) 2/21/2023 "Great service" 5/5 What do you like best about Wisetack? Fast and Easy and the process was quick and painless Review collected by and hosted on G2.com. What do you dislike about Wisetack? This is the second time I used the services and I am pleased with them Review collected by and hosted on G2.com. What problems is Wisetack solving and how is that benefiting you? Making sure that the approval process was done Review collected by and hosted on G2.com. Show More Response from Jessica Bledsoe of Wisetack [Editedit](https://www.g2.com/survey_responses/wisetack-review-7744613/official_response/edit) Hi Richard, Thank you for your review and kind words! Ensuring our product is "fast and easy" is what we strive for! 8/21/2024 Current UserValidated ReviewerSource: Organic ## Questions about Wisetack? Ask real users or explore answers from the community Get practical answers, real workflows, and honest pros and cons from the G2 community or share your insights. [ Ask about Wisetack ](https://www.g2.com/products/wisetack/discussions/new) GU Guest User • Last activity almost 4 years ago How does Wisetack work? 0 Upvotes 1 [ Join the conversation ](https://www.g2.com/discussions/how-does-wisetack-work) GU Guest User • Last activity over 4 years ago What does Wisetack do? 0 Upvotes 1 [ Join the conversation ](https://www.g2.com/discussions/what-does-wisetack-do) [ View all Discussions ](https://www.g2.com/products/wisetack/discuss) ## Pricing Insights Averages based on real user reviews. ### Time to Implement 1 month ### Return on Investment 7 months ### Perceived Cost $$$$$ [ View More Pricing Information ](https://www.g2.com/products/wisetack/pricing) Wisetack Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_630ea77f1207065cf86f7ee4b5cf533c/affirm.jpg "Product Avatar Image") Affirm 4.3/5(48) [ Compare Now ](https://www.g2.com/compare/affirm-vs-wisetack) ##### ##### Wisetack Features Administration - Installment Payment and Buy Now Pay Later (BNPL) Email Notifications Invoicing [ View More Features ](https://www.g2.com/products/wisetack/features) ##### Categories on G2 [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) ##### Explore More [Best CRM with sales enablement features](https://www.g2.com/discussions/best-crm-with-sales-enablement-features-what-s-worth-using-together)[Is Appy Pie worth it as a low code mobile app builder for a small team without dedicated IT staff, or does Thunkable cover the same use cases at lower complexity for non-developers?](https://www.g2.com/discussions/is-appy-pie-worth-it-as-a-low-code-mobile-app-builder-for-a-small-team-without-dedicated-it-staff-or-does-thunkable-cover-the-same-use-cases-at-lower-complexity-for-non-developers)[Is MongoDB worth the Atlas pricing for a small development team?](https://www.g2.com/discussions/is-mongodb-worth-the-atlas-pricing-for-a-small-development-team) [Best software for managing board documents efficiently](https://www.g2.com/discussions/best-software-for-managing-board-documents-efficiently)[Leading CPQ solutions for SaaS providers](https://www.g2.com/discussions/what-are-the-leading-cpq-solutions-for-saas-providers)[Pros and Cons Details](https://www.g2.com/products/wisetack/reviews?qs=pros-and-cons) [Show MoreShow Less](javascript:void(0);)