COBRA claims cost millions. Bad exits damage culture. When™ is the AI workforce transitions platform that solves both. We engage employees during qualifying life events — separations, Medicare eligibility, early retirement — and guide them to better-fit individual or Medicare coverage before they default to COBRA or stay on the employer plan as high-cost utilizers. The result for employers: fewer high-cost claims, lower COBRA liability, and a cleaner risk pool. Employees get access to an intelligent marketplace backed by licensed, non-commissioned advisors and concierge-level support. No commissions, no pressure, no jargon. Cost containment for your plan. A softer landing for your people.