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VirtuCrypt Financial Cloud HSM - Card and Mobile Issuing

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VirtuCrypt Financial Cloud HSM - Card and Mobile Issuing is a cloud-based hardware security module (HSM service designed to facilitate secure and compliant card and mobile payment issuance. Leveraging Futurex's FIPS 140-2 Level 3 and PCI HSM validated technology, this solution enables financial institutions to perform critical cryptographic operations essential for issuing payment cards and provisioning mobile payment tokens. By deploying VirtuCrypt's cloud HSMs, organizations can achieve the same high performance and security standards as physical hardware, while benefiting from the scalability and cost-effectiveness of cloud infrastructure. Key Features and Functionality: - EMV Key Generation and Derivation: Supports the creation and management of EMV keys necessary for secure card issuance. - PIN and Offset Generation: Facilitates the generation of PINs and offsets required for cardholder authentication. - Online and Mobile PIN Management: Enables secure management of PINs for both online and mobile platforms. - Mobile Payment Token Issuance: Supports the provisioning of tokens for mobile payment platforms such as Apple Pay, Google Pay, Samsung Pay, and host card emulation tokens. - Comprehensive Key Management: Offers robust key management functions to ensure the security and integrity of cryptographic keys. Primary Value and Problem Solved: VirtuCrypt Financial Cloud HSM addresses the challenges faced by financial institutions in securely issuing payment cards and mobile payment tokens. By providing a cloud-based HSM solution, it eliminates the need for on-premises hardware, reducing capital expenditures and simplifying deployment. The service ensures compliance with industry standards such as PCI DSS, PCI PIN, and PCI P2PE, thereby reducing the compliance burden on organizations. Additionally, its scalability and flexibility allow institutions to adapt to changing demands, ensuring high availability and disaster recovery capabilities. Overall, VirtuCrypt's solution enhances the security, efficiency, and compliance of card and mobile payment issuance processes.

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