[ Vestwell Reviews ](https://www.g2.com/products/vestwell/reviews) [ Vestwell Reviews ](https://www.g2.com/products/vestwell/reviews) # Vestwell Pricing Overview [Editedit](https://my.g2.com/vestwell/pricings) ## Vestwell Pricing Key Insights Last updated on Jul 30, 2026 * * * Vestwell offers **4 pricing editions** , starting from **$39** to **$175**. Vestwell pricing tiers are designed to support different usage levels and team sizes. Vestwell does not offer a **free trial**. Compare the Vestwell pricing table below to figure out the best fit for your needs. Some plans may require you to contact **Vestwell** for **custom pricing**. * * * Starter(k) — $39 / Per Month Solo(k) — $45 / Per Month Workplace — $125 / Per Month Plus — $175 / Per Month Rated 3.3 / 5 \*Pricing information is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations must be conducted with the seller. Plus $175.00 Per Month $175 per month + $8/month per active participant + 0.20% asset-based investment management fee. One-time setup fee (may apply). Our most popular option, available for businesses transferring an existing plan and new plans, with more flexible plan features. - Plan Availability: First-time plans and plan transfers - Plan Design: Flexible options and employer contributions, such as discretionary match options - Onboarding: 1:1 onboarding contact with specialist plan design consultation available - Administration: Built-in administration and compliance - Contribution limit: $23,500 employee contribution limit Show More Workplace $125.00 Per Month $125 per month + $8/month per active participant + 0.20% asset-based investment management fee. One-time setup fee (may apply). A streamlined offering for businesses setting up their first plan at an affordable price point, with basic plan design options. - Plan Availability: First-time plans - Plan Design: Standard options and employer contributions, including Safe Harbor options - Onboarding: 1:1 onboarding contact - Administration: Built-in administration and compliance - Contribution limit: $23,500 employee contribution limit Show More Solo(k) $45.00 Per Month $45 per month + 0.30% asset-based fee + $150/year for spouse (optional). One-time origination fee (may apply). A 401(k) for self-employed individuals to maximize their retirement savings with employee and employer contributions. - Plan Availability: First-time plans for self-employed individuals and their spouses - Preset plan design and streamlined employer contribution options - Onboarding: Self-service digital setup with dedicated service team available as needed - Administration: Built-in plan administration with exemption from certain annual tests - Contribution limit: $23,500 employee contribution limit (plus “employer contributions”) Show More Starter(k) $39.00 Per Month $39 per month + $8/month per active participant + 0.20% asset-based investment management fee. No setup fee. A simplified 401(k) for first-time plans with preset features, streamlined compliance testing, and no employer contributions. - Plan Availability: First-time plans connected with eligible payroll providers - Plan Design: Preset plan design with no employer contributions - Self-service digital setup with dedicated service team available as needed - Administration: Built-in plan administration with exemption from certain annual tests - Contribution limit: $6,000 employee contribution limit Show More Vestwell’s pricing is simple, scalable, and built to support your business needs with diverse plan options, whether launching your first retirement plan or expanding your retirement benefits. Pricing information for Vestwell is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase Vestwell must be conducted with the seller. Pricing information was last updated on March 10, 2026 Show More ## Vestwell Pricing FAQs Generated using AI Is Vestwell free, or does it offer a free trial? No. According to G2 data, Vestwell does not offer a free plan or free trial. Users need to purchase a paid plan to access the product. Visit the seller's official pricing page for current pricing details and plan options. How much does Vestwell cost in 2026? According to G2 data, Vestwell pricing in 2026 starts at $39.00 and can reach $175.00 depending on the selected plan. Pricing may vary based on billing terms or usage, so users should review the Vestwell's official pricing page for the most current details. Who is Vestwell pricing best suited for? Vestwell's pricing is best suited for small businesses, the dominant segment among G2 reviewers, spanning industries including health and wellness, marketing, retail, and consumer goods. The Starter(k) at $39/month fits budget-conscious first-time plan sponsors using compatible payroll providers who need no employer contributions. The Workplace tier at $125/month suits small businesses setting up their first plan with standard Safe Harbor designs. The Plus tier at $175/month is the strongest fit for businesses transferring existing plans — G2 reviewers specifically mention transitions from Guideline — and those needing flexible match structures. Solo(k) at $45/month targets self-employed individuals exclusively. Mid-market buyers should evaluate support quality carefully given mixed G2 feedback. What are the key differences between the free and paid versions of Vestwell? Vestwell offers no free tier or free trial. Entry-level access starts at $39/month with the Starter(k) tier, which caps employee contributions at $6,000, uses preset plan design, excludes employer contributions, and requires connection to eligible payroll providers. Vestwell's Solo(k) tier at $45/month serves self-employed individuals with a higher $23,500 contribution limit plus employer contributions. Vestwell's Workplace tier at $125/month adds Safe Harbor options and 1:1 onboarding for first-time plans. Vestwell's Plus tier at $175/month unlocks the broadest plan design flexibility, including discretionary match options and specialist plan design consultation, and supports both new plans and transfers from existing providers like Guideline. Is Vestwell considered good value for its pricing? Vestwell's pricing draws mixed signals from G2 reviewers. One reviewer explicitly flags fees as higher than a prior provider and criticizes limited investment options, while another notes pricing seems fair but struggled to find a detailed fee breakdown — a transparency concern. On the positive side, G2 reviewers in small business segments frequently cite ease of use, smooth setup, and hands-off administration as strong value drivers. The 0.20% asset-based fee stacks on top of monthly base and per-participant charges, which can compound costs as headcount and assets grow. Overall, Vestwell delivers solid value for small businesses prioritizing simplicity over investment breadth, but cost-sensitive buyers with larger participant counts should model total fees carefully. ## Top-Rated Alternatives [ ![Human Interest](https://images.g2crowd.com/uploads/product/hd_favicon/3236f825932ac29c3b702632bfef0bb4/human-interest.svg "Human Interest") Human Interest 4.3/5(2,438) ](https://www.g2.com/products/human-interest/reviews) [ ![Gusto 401(k)](https://images.g2crowd.com/uploads/product/hd_favicon/5bd4687cbbe7bb593fbb667c748322bc/gusto-401-k.svg "Gusto 401(k)") Gusto 401(k) 4.5/5(1,156) ](https://www.g2.com/products/gusto-401-k/reviews) [ ![Betterment at Work](https://images.g2crowd.com/uploads/product/hd_favicon/80255cbf814772b065215ac96c5aa13d/betterment-at-work.svg "Betterment at Work") Betterment at Work 4.3/5(709) ](https://www.g2.com/products/betterment-at-work/reviews) [ View All Alternatives ](https://www.g2.com/products/vestwell/competitors/alternatives) ## Vestwell Alternatives Pricing The following is a quick overview of editions offered by other [401(k) Software](https://www.g2.com/categories/401-k) | Product | Price | Features | | --- | --- | --- | | ![Human Interest](https://images.g2crowd.com/uploads/product/image/small_square/small_square_2c07d3c9066dc5cfd7fbdb432ff8174f/human-interest.png)[Human Interest](https://www.g2.com/products/human-interest/reviews) Essentials | $80.0080 per month + $5 per eligible employee | Your affordable all-in-one 401(k) solution. "No-Touch” integration with 500+ payroll providers Flexible plan design including auto-enroll and safe harbor Automated administration and recordkeeping | | ![Gusto 401(k)](https://images.g2crowd.com/uploads/product/image/small_square/small_square_6c0b69a4cbd4386c9d156a20bbfa5843/gusto-401-k.png)[Gusto 401(k)](https://www.g2.com/products/gusto-401-k/reviews) Starter | $49.0049 per month + $6/mo per active participant Per Month | A simplified 401(k) with limited features and easy administration. $6,000 employee contribution limit\*\*\*\*\* No employer contributions Exempt from IRS testing Must connect with an eligible payroll provider | | ![Betterment at Work](https://images.g2crowd.com/uploads/product/image/small_square/small_square_3f4597512f6d26a25effbb7bf2e35f89/betterment-at-work.png)[Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews) Essential | $100.00100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply\* | An affordable, easy-to-manage 401(k) plan for your employees’ retirement. Dedicated Onboarding specialist Simple payroll integrations with Gusto, Trinet, and other providers 3(38) and 3(16) fiduciary services with administrative, compliance, and investment support Scheduled phone and email support for plan administrators Getting started webinars and emails for employees | Various alternatives pricing & plans Pricing information for the above various Vestwell alternatives is supplied by the respective software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase any of these products must be conducted with the seller. ## Vestwell Pricing Reviews (1) ![Rachel W.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Rachel W.") RW Rachel W. People Operations Generalist Mid-Market (51-1000 emp.) 6/19/2026 "Nice UI but BIG support gaps" 3/5 What do you like best about Vestwell? Vestwell has a nice UI, and my employees seem happy with the funds available. The onboarding process was a breeze and felt straightforward from start to finish. Review collected by and hosted on G2.com. What do you dislike about Vestwell? We recently onboarded, and while that was relatively smooth, we've had some blips since then (in particular, one entire payroll contribution ACH was missed). Vestwell's customer support is basically nonexistent. I've sent multiple messages with literally not even a canned response. I don't know if I have a customer success manager, which is a miss on their part. The pricing seems fair, but I can't find a document that details what they're specifically charging. Review collected by and hosted on G2.com. What problems is Vestwell solving and how is that benefiting you? We were a part of the Guideline / Accrue / Vestwell acquisition, so we did not choose the platform. Had we had more time to review our options, we likely would have gone with another platform with better support. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic Vestwell Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_2c07d3c9066dc5cfd7fbdb432ff8174f/human-interest.png "Product Avatar Image") Human Interest 4.3/5(2,438) [ Compare Now ](https://www.g2.com/compare/human-interest-vs-vestwell) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_6c0b69a4cbd4386c9d156a20bbfa5843/gusto-401-k.png "Product Avatar Image") Gusto 401(k) 4.5/5(1,156) [ Compare Now ](https://www.g2.com/compare/gusto-401-k-vs-vestwell) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_3f4597512f6d26a25effbb7bf2e35f89/betterment-at-work.png "Product Avatar Image") Betterment at Work 4.3/5(709) [ Compare Now ](https://www.g2.com/compare/betterment-at-work-vs-vestwell) ##### Categories on G2 [401(k)](https://www.g2.com/categories/401-k) ##### Explore More [Writeup](https://www.g2.com/glossary/writeup-definition)[Which on-premise data integration software is most relied on for scheduling automated daily workflows so data pipelines run consistently without manual intervention each morning?](https://www.g2.com/discussions/on-premise-data-integration-which-on-premise-data-integration-software-is-most-relied-on-for-scheduling-automated-daily-workflows)[What are the best cloud-based demand planning solutions for global operations?](https://www.g2.com/discussions/what-are-the-best-cloud-based-demand-planning-solutions-for-global-operations) [Which digital mortgage closing platforms give borrowers real-time visibility into document status and closing timeline?](https://www.g2.com/discussions/which-digital-mortgage-closing-platforms-give-borrowers-real-time-visibility-into-document-status-and-closing-timeline)[Which engineering document management software supports role-based approval workflows and immutable revision history so every change is traceable back to who approved what?](https://www.g2.com/discussions/which-engineering-document-management-software-supports-role-based-approval-workflows-and-immutable-revision-history-so-every-change-is-traceable-back-to-who-approved-what)[Is a dedicated live commerce platform worth it for a small clothing brand?](https://www.g2.com/discussions/is-a-dedicated-live-commerce-platform-worth-it-for-a-small-clothing-brand) [Show MoreShow Less](javascript:void(0);)