UrbanPay is a B2B payments middleware platform built exclusively for real estate companies in Europe. We sit between real estate operators and payment rails, handling the infrastructure complexity so property companies can focus on their core business. Key capabilities: • A2A (account-to-account) payment initiation via PSD2-compliant open banking rails • Automated rent collection for property managers and rental agencies • Buyer deposit management for developers and sales agents • Mass disbursements across multiple payees — ideal for property management at scale • KYC/AML compliance workflows built in for Spain and the EU • UrbanPaySign — integrated e-signature module for payment-linked document execution • API-first: integrates with existing property management software and CRMs Built for property managers, real estate developers, rental agencies, proptech operators, and real estate crowdfunding platforms in Spain and Europe. Founded 2025, headquartered in Spain.