The process of applying for an UpStart loan is quick and easy. You start by checking eligibility without worrying about whether or not it will affect your credit score. Even if you are not eligible for the amount you requested, they offer some other options. You can then choose different amounts to get estimated APRs. After I made my choice and they did a "hard inquiry" on my credit score, I actually got a better rate than they projected. Review collected by and hosted on G2.com.
What do you dislike?
So far the service has been great. My only dislike would be the unavoidable APR, though it is lower than other similar offers. Review collected by and hosted on G2.com.
Recommendations to others considering the product:
Compared to loans from major banks, Upstart offers great choices. Review collected by and hosted on G2.com.
What problems are you solving with the product? What benefits have you realized?
UpStart has allowed me to consolidate credit card debt into a personal loan, which looks better on a credit report and has the added benefit of a single payment per month. Review collected by and hosted on G2.com.