--- title: Upstart Reviews meta_title: 'Upstart Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 18 reviews by the users' company size, role or industry to find out how Upstart works for a business like yours. aggregate_rating: rating_value: 4.0 review_count: 18 scale: '5' date_modified: '2026-09-22' parent_category: name: Loan url: https://www.g2.com/categories/loan ---

Upstart Reviews & Product Details

User Insights

Average based on 18 real user reviews.

Typical contract price

$0k - $0k

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Per Year

Anna K.
AK
Anna K.
General Manager
Small-Business (50 or fewer emp.)
"Wonderful experience- easy to use"
4.5/5
What do you like best about Upstart?

Convenient to use. User friendly. Definitely helps the consumer quite a bit. I liked the customer service also. They helped answer a lot of my questions regarding my loans Review collected by and hosted on G2.com.

What do you dislike about Upstart?

The amount of loan options were the main thing I wasn't a big fan of. The interest rates weren't too bad but just the loan options could've been a little better Review collected by and hosted on G2.com.

Nilay P.
NP
Nilay P.
Research Analyst - Data Ops Marketing & Communications Global Outreach
Small-Business (50 or fewer emp.)
"Unbound Upstart"
4.5/5
What do you like best about Upstart?

Personal loans - Upstart Fintech Dashboard - Auto Lending - AI Lending Platform - Affordable Credits - Fixed Interest Rates - Accessibility - User Friendly - Feasible. Review collected by and hosted on G2.com.

What do you dislike about Upstart?

The most disliked thing is its website it should be more approachable & fancy. They should provide more offers on loans & lending platforms for customer acquisition. Review collected by and hosted on G2.com.

Apurv S.
AS
Apurv S.
Small-Business (50 or fewer emp.)
"Impressive, user-friendly, AI-powered lending platform revolutionizing the loan access process."
4/5
What do you like best about Upstart?

One of the standout features of Upstart is its unique approach to lending. It is a very user-friendly app and gives genius rates. One of the most significant advantages of Upstart is the speed at which they provide loan offers Review collected by and hosted on G2.com.

What do you dislike about Upstart?

One of the negative aspects of Upstart is that their loan services are not available in all states. This limited geographical coverage may be disappointing for individuals residing in areas where Upstart is not currently operational Review collected by and hosted on G2.com.

Manisha V.
MV
Manisha V.
Accounts Payable Accountant
Small-Business (50 or fewer emp.)
Business partner of the seller or seller's competitor, not included in G2 scores.
"Upstart is an AI lending platform that provides loans such as education and employment."
4.5/5
What do you like best about Upstart?

Upstart develops income and default prediction models to determine the creditworthiness of a potential borrower. We only need to pay the interest when we use the funds. It provides a flexible access and cash flow system. Review collected by and hosted on G2.com.

What do you dislike about Upstart?

Interest rates are variable and can change at any time. The bank will issue a letter in advance notifying you of changes. Credit scores also depend on whether you are eligible for the loan. Review collected by and hosted on G2.com.

Brandon S.
BS
Brandon S.
Owner
Small-Business (50 or fewer emp.)
"A Solid Option For Those Looking for a Small Loan or Auto Refinancing"
3.5/5
What do you like best about Upstart?

As someone with less than stellar credit, through Upstart I was able to not only find a loan amount that helped satisfied my needs, but made it relatively issue to make payments every single month. Review collected by and hosted on G2.com.

What do you dislike about Upstart?

Even though making a payment is relatively easy, the lack of an app and a convoluted user interface makes doing anything on their site much more difficult. Review collected by and hosted on G2.com.

Saurabh G.
SG
Saurabh G.
Problem Setter
Small-Business (50 or fewer emp.)
Business partner of the seller or seller's competitor, not included in G2 scores.
"Upstart- A personal loan provider:"
5/5
What do you like best about Upstart?

Upstart provide quick loan approvals by leveraging its automated underwriting technology. It also offers faster decision-making than traditional lenders, enabling borrowers to receive funds more promptly. Review collected by and hosted on G2.com.

What do you dislike about Upstart?

There is nothing that I dislike about Upstart so far. Review collected by and hosted on G2.com.

RA
Ronak A.
Computer Software
Mid-Market (51-1000 emp.)
"Choose Best money management"
5/5
What do you like best about Upstart?

Upstart is the best application that provides personalized loan suggestions, this AI tool do all the market research and give you the best option of finance and loans. Review collected by and hosted on G2.com.

What do you dislike about Upstart?

There is no point to dislike about Upstart. It is best application. Review collected by and hosted on G2.com.

Verified User in Insurance
UI
Verified User in Insurance
Small-Business (50 or fewer emp.)
"Legitimate Platform for loans"
5/5
What do you like best about Upstart?

This platform is fair with their credit rankings and assist people who legitimately need a loan by weighing their creditworthiness with factors other than your score. Review collected by and hosted on G2.com.

What do you dislike about Upstart?

There are no dislikes in my opinion with this platform. Obviously the interest rates vary and can be high but you have that with any other company depending on the rating. Review collected by and hosted on G2.com.

kashish r.
KR
kashish r.
founder
Small-Business (50 or fewer emp.)
"has a fast, simplified process and quick payout."
2.5/5
What do you like best about Upstart?

The best thing about Upstart is its fast, simplified process and quick payout. Review collected by and hosted on G2.com.

What do you dislike about Upstart?

Some customers have complained about bill payments, customer support, and Covid-19 assistance. Review collected by and hosted on G2.com.

Robin  R.
RR
Robin R.
Small-Business (50 or fewer emp.)
"Upstart; not a bad start"
4/5
What do you like best about Upstart?

Ease of use, moves at brisk pace, performs functions it says it will. Review collected by and hosted on G2.com.

What do you dislike about Upstart?

Doesn't always align with the ease they claim, whether to get a loan or financial business help Review collected by and hosted on G2.com.

Pricing

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