---
title: Upgrade Reviews
meta_title: 'Upgrade Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 30 reviews by the users' company size, role or industry to
  find out how Upgrade works for a business like yours.
aggregate_rating:
  rating_value: 4.3
  review_count: 30
  scale: '5'
date_modified: '2026-08-07'
parent_category:
  name: Loan
  url: https://www.g2.com/categories/loan
---


# Upgrade Reviews
**Vendor:** Upgrade  
**Category:** [Loan Origination Software](https://www.g2.com/categories/loan-origination)  
**Average Rating:** 4.3/5.0  
**Total Reviews:** 30
## About Upgrade
Upgrade is an online lending platform that delivers affordable credit products & free credit monitoring.




## Upgrade Reviews
  ### 1. Quicker personal loans with comparatively high price

**Rating:** 2.0/5.0 stars

**Reviewed by:** Aakash S. | Business Intelligence Engineer/ Data Engineer, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 07, 2022

**What do you like best about Upgrade?**

The processing time is very good. You can get upto 50K in personal loans as of now and can get direct deposit to your bank account via ACH. The online interface is also pretty easy to navigate.

**What do you dislike about Upgrade?**

The cost of loans tends to be higher compared to some other avenues. They also charge an origination fee, which adds to the cost of borrowing and the cost is towards higher end.

**What problems is Upgrade solving and how is that benefiting you?**

I feel they are providing personal loans to the people who might find difficulties getting a loan in time of emergency from other providers due to a lack of credit history or low credit score.



- [View Upgrade pricing details and edition comparison](https://www.g2.com/products/upgrade/reviews?filters%5Bnps_score%5D%5B%5D=2&section=pricing&secure%5Bexpires_at%5D=2026-08-13+06%3A00%3A37+-0500&secure%5Bsession_id%5D=f5a77a56-9632-4cbb-919a-61edcd267fa6&secure%5Btoken%5D=a40a4ef7342451f504e48cb44b277595e0feeeb7c26d742eb555c7f65c2b0a40&format=llm_user)

## Upgrade Features
**Agentic AI - Loan Origination**
- Autonomous Task Execution
- Multi-step Planning
- Cross-system Integration
- Adaptive Learning
- Proactive Assistance
- Decision Making
- Accounting Integration
- Third-Party Integrations

**Additional Functionality**
- API
- Pipeline Management
- Workflow Management
- Online Applications
- Audit Trail
- Payment Collection
- Activity Dashboard
- Self Service Portal
- Status Tracking
- Scheduling
- Customer Database
- Document Storage
- Activity Tracking
- Data Import/Export
- Loan Processing
- Cash Flow Management
- Risk Management
- Dashboard
- For Commercial Business
- AI Copilot
- Financial Analysis
- Generative AI
- Configurable Workflow
- Financial Management
- Loan Origination
- Customizable Reports
- Loan Portfolio Management
- Secure Data Storage
- ACH Payment Processing
- Compliance Management
- Client Portal
- Document Management
- Borrower Management
- Credit Check
- Risk Assessment
- Reporting & Statistics
- Lead Management
- Real-Time Reporting
- CRM
- Contact Management
- Automated Decisioning/Underwriting
- Customizable Branding
- Task Management
- Loan Management
- Rules-Based Workflow
- Template Management
- Reminders
- Client Management
- Electronic Signature
- Alerts/Notifications
- Digital Signature
- Task Scheduling
- Transaction History
- Accounting
- Document Templates
- Customizable Templates
- Approval Process Control
- Multi-Company
- Electronic Payments
- Pricing Management
- Customer Management
- Communication Management

## Top Upgrade Alternatives
  - [LendingPad](https://www.g2.com/products/lendingpad/reviews) - 4.7/5.0 (166 reviews)
  - [CloudBankin](https://www.g2.com/products/cloudbankin/reviews) - 5.0/5.0 (123 reviews)
  - [Finflux](https://www.g2.com/products/m2p-fintech-finflux/reviews) - 4.6/5.0 (104 reviews)