---
title: Ubiquity Retirement Reviews
meta_title: 'Ubiquity Retirement Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 60 reviews by the users' company size, role or industry to
  find out how Ubiquity Retirement works for a business like yours.
aggregate_rating:
  rating_value: 4.3
  review_count: 60
  scale: '5'
date_modified: '2026-08-07'
parent_category:
  name: HR
  url: https://www.g2.com/categories/hr
---


# Ubiquity Retirement Reviews
**Vendor:** Ubiquity Retirement + Savings  
**Category:** [401(k) Software](https://www.g2.com/categories/401-k)  
**Average Rating:** 4.3/5.0  
**Total Reviews:** 60
## About Ubiquity Retirement
Ubiquity is a retirement plan solution specifically designed for small business owners, aiming to provide them with qualified retirement plans that cater to their unique needs. Established in 1999, Ubiquity has focused on empowering businesses to secure their financial futures through effective retirement solutions. The company combines advanced technology with exceptional customer support to address the cost and compliance challenges that often hinder small businesses across the nation. Targeting small business owners, Ubiquity offers a range of customizable retirement plans that are both simple to implement and affordable. These plans are designed to meet the diverse needs of various businesses, ensuring that owners can provide their employees with valuable retirement benefits while also managing their own financial goals. Ubiquity&#39;s commitment to transforming the retirement landscape for small businesses has resulted in the successful implementation of plans for over 16,000 businesses, positively impacting hundreds of thousands of lives. Key features of Ubiquity&#39;s retirement plans include a user-friendly online platform that simplifies the enrollment process, making it easy for both employers and employees to navigate. The plans are customizable, allowing business owners to tailor their offerings to align with their specific objectives and workforce needs. Additionally, Ubiquity provides ongoing support and resources to ensure compliance with ever-changing regulations, helping businesses avoid potential pitfalls that could arise from mismanagement of retirement plans. The benefits of choosing Ubiquity extend beyond just compliance and cost-effectiveness. By offering a robust retirement plan, small businesses can enhance employee satisfaction and retention, as workers increasingly seek employers who provide comprehensive benefits. Ubiquity&#39;s focus on affordability ensures that even the smallest of businesses can access high-quality retirement solutions without straining their budgets. This combination of features and benefits positions Ubiquity as a reliable partner for small business owners looking to secure their financial futures and those of their employees.



## Ubiquity Retirement Pros & Cons
**What users like:**

- Users value the **ease of use** of Ubiquity Retirement, allowing for quick and straightforward payroll management. (16 reviews)
- Users value the **ease of use** of Ubiquity Retirement, finding it simple and straightforward for everyone involved. (10 reviews)
- Users appreciate the **excellent customer support** of Ubiquity Retirement, highlighting prompt assistance and helpful service. (9 reviews)
- Users appreciate the **easy setup** of Ubiquity Retirement, finding it quick and hassle-free to manage their accounts. (7 reviews)
- Users appreciate the **seamless integrations** of Ubiquity Retirement with ERP systems, enhancing daily workflows and support accessibility. (7 reviews)
- Users value the **good selection of investments** and appreciate the ease of use in making their choices. (7 reviews)
- Users praise the **responsive representatives** of Ubiquity Retirement, highlighting their helpfulness and friendly support throughout the process. (5 reviews)
- Affordable (3 reviews)
- Onboarding (3 reviews)
- Online Portal (3 reviews)

**What users dislike:**

- Users find the **difficulty understanding** of payroll deposit integration and resource library access to be challenging. (6 reviews)
- Users find the **limited options** for fund selection in Ubiquity Retirement frustrating, wishing for more available choices. (3 reviews)
- Users find the **plan confusion** overwhelming, especially regarding regulations and required minimum distributions. (3 reviews)
- Users find the **onboarding process overwhelming** and often require support to navigate minor issues effectively. (3 reviews)
- Users find the **setup process overwhelming** and often feel unsupported, making it challenging to start using Ubiquity Retirement. (3 reviews)
- Users face **integration issues** that can cause confusion, although support assists in resolving these concerns. (2 reviews)
- Users prefer **phone support** , finding that long wait times initially hindered their experience with Ubiquity Retirement. (2 reviews)
- Users experience **slow response times** to email inquiries and phone calls, hindering effective communication with Ubiquity Retirement. (1 reviews)
- Enrollment Issues (1 reviews)
- Users struggle with **high fees** and poor customer service, making issue resolution a frustrating experience. (1 reviews)


## Ubiquity Retirement Discussions
  - [How much should I have in my 401k?](https://www.g2.com/discussions/how-much-should-i-have-in-my-401k)
  - [Is Guideline a good 401k provider?](https://www.g2.com/discussions/is-guideline-a-good-401k-provider)
  - [What is ubiquity com?](https://www.g2.com/discussions/what-is-ubiquity-com)
  - [Who owns Ubiquity retirement?](https://www.g2.com/discussions/who-owns-ubiquity-retirement)
  - [I would love to know how other small businesses are using their 401ks to attract talent.](https://www.g2.com/discussions/30342-i-would-love-to-know-how-other-small-businesses-are-using-their-401ks-to-attract-talent)

- [View Ubiquity Retirement pricing details and edition comparison](https://www.g2.com/products/ubiquity-retirement/reviews?page=3&qs=pros-and-cons&section=pricing&secure%5Bexpires_at%5D=2026-08-14+12%3A06%3A57+-0500&secure%5Bsession_id%5D=f19ac675-8f86-4bd5-86be-d5bd0e39ef8b&secure%5Btoken%5D=bdf3ce49f7bcb8a9e1053283aa946a0b77c529bf09601c48334c932ce66f7237&format=llm_user)
## Ubiquity Retirement Integrations
  - [ADP Payroll Services](https://www.g2.com/products/adp-payroll-services/reviews)
  - [APEX](https://www.g2.com/products/apex-apex/reviews)
  - [Auris Payroll](https://www.g2.com/products/auris-payroll/reviews)
  - [Centric](https://www.g2.com/products/centric/reviews)
  - [Coastal Payroll](https://www.g2.com/products/coastal-payroll/reviews)
  - [EmCentrix HRMS](https://www.g2.com/products/emcentrix-hrms/reviews)
  - [Encompass](https://www.g2.com/products/encompass/reviews)
  - [Finch](https://www.g2.com/products/finch-finch/reviews)
  - [Focus HR](https://www.g2.com/products/focus-hr/reviews)
  - [Gusto](https://www.g2.com/products/gusto/reviews)
  - [Intuit QuickBooks](https://www.g2.com/products/intuit-quickbooks/reviews)
  - [isolved](https://www.g2.com/products/isolved/reviews)
  - [Justworks](https://www.g2.com/products/justworks/reviews)
  - [Marathon](https://www.g2.com/products/marathon/reviews)
  - [MassPay](https://www.g2.com/products/masspay/reviews)
  - [Namely](https://www.g2.com/products/namely/reviews)
  - [Paychex](https://www.g2.com/products/paychex/reviews)
  - [Paycor](https://www.g2.com/products/paycor/reviews)
  - [PayDay - Payroll Software](https://www.g2.com/products/payday-payroll-software/reviews)
  - [Paylocity](https://www.g2.com/products/paylocity/reviews)
  - [Rippling](https://www.g2.com/products/rippling/reviews)
  - [TriNet](https://www.g2.com/products/trinet/reviews)
  - [UKG Ready](https://www.g2.com/products/ukg-ready/reviews)
  - [Wave](https://www.g2.com/products/wave/reviews)
  - [Workplace Solutions](https://www.g2.com/products/workplace-solutions/reviews)

## Ubiquity Retirement Features
**Onboarding**
- Administrators
- Employees

**Dashboard**
- Balances
- Investments
- Personal Information

**Compliance**
- IRS
- Tax Benefits

**Administration**
- Monitoring
- Reporting

**Generative AI**
- AI Image-to-Text

## Top Ubiquity Retirement Alternatives
  - [Gusto 401(k)](https://www.g2.com/products/gusto-401-k/reviews) - 4.5/5.0 (1,155 reviews)
  - [Human Interest](https://www.g2.com/products/human-interest/reviews) - 4.3/5.0 (2,429 reviews)
  - [Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews) - 4.3/5.0 (703 reviews)

